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USAA Classic Platinum Visa®
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of USAA Classic Platinum Visa®
18 Reviews
Consumer Rating:
star ratingstar ratingstar ratingstar ratingno star rating

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Lowest:
585
Average Score:
635
Highest:
696
All
5 Star
33%
4 Star
44%
3 Star
16%
2 Star
0%
1 Star
5%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 696 Credit Limit: 1000 Age: 25-34
Income On Application: $45000
Posted 04/03 2020
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Working to rebuild, I had a capital one platinum unsecured that i upgraded to Quicksilver, as well as unsecured Discover IT and a credit one card.
Decided to see if a large bank would take a risk on me as its been 1.5 years since ive been building from 515 to now 696- my bank approved me but for the very entry level which I was okay with, seems fine so far.
 
Credit Score: 590 Credit Limit: 1500 Age: 35-44
Posted 01/21 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
My credit took a nose dive due to medical bills. Got a couple of secured cards including the USAA visa. I got my score back up from 400s to about 590 and I am so happy that I finally got an unsecured card. It has an annual fee but in another year or so, I hope to improve my score and get a proper no annual fee card.
 
Credit Score: 597 Credit Limit: 1500 Age: 45-54
Posted 01/21 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Have been a USAA member for 5 years but have never gotten their credit cards. My score ain't that great and I am basically in a rebuilding mode. EQ score was 597 when I applied and got approved. So far so good. I hope to get their cash back rewards card when my score improves.
 
Credit Score: 655 Credit Limit: 3000 Age: 35-44
Posted 01/21 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Have been a USAA member for 5 years. Have their checking account and insurance. I finally decided to get one of their credit cards because I think their customer service is very good.
 
Credit Score: 660 Credit Limit: 3000 Age: 45-54
Posted 01/21 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I was alerted to a fraudulent charge that was outside my state. I told USAA that it was not me. They took care of it and I got a new card in a few days. Very impressed.
 
Credit Score: 685 Credit Limit: 3000 Age: 35-44
Posted 01/21 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Ok- so I have 2 secured cards for the last 18 months. Cap One and a local credit union. Scores have reach high end of 600s. So I decided to app 3 cards at once. USAA Classic Visa, Citi Doublecash and Cap One Platinum. Was approved for all.

USAA - $3000
Citi - $2000
Cap One $2000.
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