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Royal Caribbean Credit Card
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Royal Caribbean Visa Signature® Card
12 Reviews
Consumer Rating:
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Apply Here apply here 4.3
Lowest:
675
Average Score:
753
Highest:
804
All
5 Star
41%
4 Star
41%
3 Star
16%
2 Star
0%
1 Star
0%
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Credit Score: 765 Credit Limit: 7000 Age: 45-54
Posted 07/14 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I love my Royal Caribbean card and have used points either for free cruise (it has happened a couple of times) or discounts off cruises. I used my points once for a free 4N cruise with ocean view. It is not technically free since the points do not cover port fee and taxes. You get the best value for your points this way rather redeeming for OBC.
 
Credit Score: 675 Credit Limit: 2500 Age: 25-34
Posted 02/05 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
My girlfriend and I just booked a cruise on RCL and I decided to try to get the card just to get some points and use it for the cruise. I wasn't sure if I would be approved but I was in the end. My score is not the best (675 on EX) and I got a $2.5k limit. I'll be charging everything to the card and let's see how this works out.
 
Credit Score: 785 Credit Limit: 7000 Age: 35-44
Posted 10/06 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I got this card before I went on cruise. Got the 10,000 bonus points and used it for OBO.
 
Credit Score: 735 Credit Limit: 5000 Age: 45-54
Posted 09/18 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
My wife and I both have the RCCL Visa card and we love it. We put all our spending on our cards, pay it off every month and just earn the rewards. That way, we save a lot on our yearly RC cruise trips. There are other travel cards where you can definitely earn more points. But this card works for both of us because it is specifically meant for RC spending.
 
Credit Score: 758 Credit Limit: 7000 Age: 45-54
Posted 08/27 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Love my Royal Caribbean Visa. I just booked a last minute trip and I am able to redeem points for a statement credit.