Shell Drive For Five Card
Consumer Reviews, Credit Score and Income Needed, Credit Limits

37 Reviews

Consumer Rating:

Lowest:
0

Average Score:
626

Highest:
720

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Best Review

OVERALL RATING

Got this card to rebuild my credit and I got approved for $200. Though the limit was small, it was better than the First Premier I have since I did not have to pay any annual fees. They key thing was for me to pay my bills in full every month so that I avoid the high interest rates.

About a year later, I applied and got approved for the Barclays rewards mastercard. Knowing what I know now, this is the card I would try first before the drive for five (since you can only use the d-4-5 at Shell).

By Lee : 04/06/2015

Most Helpful 4-5 Star Review

OVERALL RATING

Got this card a couple of years ago.

Pros
You save money on gas
You build or rebuild your credit without nasty fees

Cons
You can only use at Shell Stations
Need a minimum fill to earn the gas savings
Rates are high if you do not pay in full

My advice is to get this card as a means to rebuild your credit before moving on to a regular Visa or Mastercard.

By checkered2 : 02/25/2014

Most Helpful 2-3 Star Review

OVERALL RATING

I was in the credit rebuilding mode when I got this card. Prior to this, I had a secured card with a credit union. I graduated from that to a Credit One. Got my scores up to the mid 600s, and decided to get a couple of store cards and regular cards. But I got turned down for cards like Gap, and even Barclays (which is surprising given the stuff I have read on other forums.

So here is my 2 cents on this. If your scores are in the 600s, try other cards like Capital One and Barclays for example. You should be able to get those. If not, this card would be an alternative (although an inferior one because you can only use it at Shell). I suspect that scores are not the only thing that issuers look at. My past collection accounts and delinquencies are probably reasons why I got declined for other cards.

By beans4 : 05/07/2014

Credit Score: 639 Credit Limit: 200 Age: 65+

Posted 07/31 2020

Overall Rating:

We had a card in my husbands name and I tried to have it changed to my name and they said they couldnt do that and closed the account. i have been making the payments on the card since his death and now they say I cant get one because of no credit
I cant understand why I cant get a card when I was using his and making all the payments after his death
I want the Drive 5 card like we had

Credit Score: 581 Credit Limit: 200 Age: 55-64

Posted 01/30 2020

Overall Rating:

have not gotten my card yet.

Credit Score: 689 Credit Limit: 2000 Age: 65+

Posted 02/21 2016

Overall Rating:

689 credit scores. 1500.00 Credit

Credit Score: 0 Credit Limit: 2200 Age: 45-54

Posted 10/27 2015

Overall Rating:

We had been long time Shell card holders (23 years) and this summer without us asking for it they decided to transfer our account to a "Drive for 5" account. Due to a death in the family about a month before they did this I overlooked paying my bill and it went 30 days late. Distractions in life happen, but when Shell made this change they did report it to the credit reporting agencies properly as a transfer. They listed it as closing one account and opening a new account. My credit score dropped almost 80 points because now they are reporting both of the account numbers as 30 days late.

Between my wife and I, we have about 10 hours on the phone with Chase who manage the card for Shell. They keep saying they are reporting it right and Experian says they are reporting it right yet I still see two accounts and two 30 day late charges. If we ever get our score recovered so we can get into a new house (been waiting over 60 days to get this cleaned up) we'll close this card and never, ever do business with this bunch again.

Credit Score: 637 Credit Limit: 500 Age: 25-34

Posted 08/19 2011

Overall Rating:

I got a Citgo card but decided to get this one because there were also quite a bit of Shell stations around my area. Score was in the low 600s and was not too confidant to get the MC version. But so far, I have no complaints.

Shell Drive For Five Card
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Tell Us About Your Shell Drive For Five

Tell Us About Your Shell Drive For Five

Shell Drive For Five Card Consumer Reviews, Credit Score and Income Needed, Credit Limits

Tell Us About Your Shell Drive For Five

Tell Us About Your Shell Drive For Five

Shell Drive For Five Card
Consumer Reviews, Credit Score and Income Needed, Credit Limits