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Ollo Platinum MasterCard®
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Ollo Platinum MasterCard®
69 Reviews
Consumer Rating:
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Lowest:
0
Average Score:
509
Highest:
780
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5 Star
17%
4 Star
21%
3 Star
10%
2 Star
5%
1 Star
21%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 631 Credit Limit: 1500 Age: 25-34
Income On Application: $13000
Posted 08/09 2021
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I applied for the Ollo Platinum card when my credit score was 615-ish and making only about $12,000 a year. I was approved in summer of 2017 and I still have it. I haven't had a limit increase or an interest rate reduction, but I don't mind as this card is for helping people with low credit build it up. My credit is coming back up and was getting really nice and then I lost my job early in 2021. I've been able to make payments until Aug 2021 and I'll be unable to make my Sept 2021 payment because I've used all my savings up. My online account login was hacked and password changed and it made me late on a payment. I got the late fee waived, paid the two months of payments I needed to get current on and asked if they had an assistance plan for people unemployed and struggling with the pandemic. They do have a 6 month plan, and I have only a tiny payment to make and no interest or late fees. I've never had a credit card company even help with payment plans when I've been homeless and in the hospital. I feel relief having one less thing to worry about right now. Much thanks to Ollo for having an assistance plan for people who are struggling this year!
 
Credit Score: 640 Credit Limit: 1800 Age: 45-54
Posted 02/02 2021
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
All the negative reviews on Ollo card posted between 01/31/2021 and 02/02/2021 just go to show how reactive an utterly ridiculous people are. Ollo encountered a system glitch that is not a system breach that accidentally sent out messages the accounts had been closed. They sent an email out stating that it is an error and that whereby card usage may be affected ... they are working through the technical difficulty. I too like so many others, wondered what had happened, but SO many people just react! So negatively - and over what? Accounts have not been closed. They are working through a TECHNICAL DIFFICULTY! I'm personally not worried, because the card is nice to have, but I can also survive without it. I feel bad that Ollo has been given such a bad rap, by people jumping to conclusions and being so rude about being two days offline from their card. Wow, what entitlement.
 
Credit Score: 685 Credit Limit: 1800 Age: 65+
Approved 4 years after Bankruptcy
Income On Application: $66
Posted 07/08 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Looks like an excellent credit card for rebuilding and a generous starting credit limit at 1800 dollars !
Look forward to a good Olli platinum cc
 
Credit Score: 686 Credit Limit: 0 Age: 65+
Approved 4 years after Bankruptcy
Income On Application: $65000
Posted 07/06 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Appears to be an excellent card for getting back on track in the latter stages of rebuilding, hoping for a good experience with Ollo mastercard.
 
Credit Score: 660 Credit Limit: 2500 Age: 45-54
Approved 12 months after Bankruptcy
Income On Application: $75
Posted 06/27 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I applied for this card in March and got a $2500 limit for a 660 FICO score. The whole process has been smooth and I use the online servicing to make payments and watch my balance. Great card!!!
 
Credit Score: 670 Credit Limit: 3000 Age: 55-64
Approved < 1 year after Bankruptcy
Income On Application: $140000
Posted 06/21 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
No customer service experience.
First payment took a week to post.
Good experience.
 
Credit Score: 680 Credit Limit: 1 Age: 55-64
Approved 3years after Bankruptcy
Income On Application: $68
Posted 06/07 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I got an offer in the mail and was prequalified. I applied and got the card. It has a 1200 credit limit

Capital One Platinum 800
 
Credit Score: 665 Credit Limit: 2 Age: 35-44
Approved 3.5 after Bankruptcy
Income On Application: $48
Posted 06/21 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I received the invite in the mail so I applied and I was approved for a 2,000 credit limit. I filed bankruptcy about 3 1/2 years ago now and based on Credit Karma my Transunion score is 665 and Equifax is 685. I will only put on this card what I can pay off each month. Hopefully this card will take my credit score to the 700's... Good Luck to all
 
Credit Score: 600 Credit Limit: 1000 Age: 25-34
Posted 05/23 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Got the invitation in the mail. Have had two fully secured cards at $300 ea for less than a year. Got approved for this one at $1K at ~ 580 EX-08 and 610 TU-08. No annual fee, few other fees, no rewards. I am curious to see how the service, billing, etc all works out, especially eventual product changes and automatic line increases with this being a new credit brand.
 
Credit Score: 600 Credit Limit: 1000 Age: 25-34
Posted 05/23 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Got the invitation in the mail. Have had two fully secured cards at $300 ea for less than a year. Got approved for this one at $1K at ~ 580 EX-08 and 610 TU-08. No annual fee, few other fees, no rewards. I am curious to see how the service, billing, etc all works out, especially eventual product changes and automatic line increases with this being a new credit brand.
 
Credit Score: 546 Credit Limit: 200 Age: 25-34
Posted 04/03 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I'll give this card a 5 star because they approved me at a mid 500 score and it has NO ANNUAL FEE. I will live with the $200 limit because I have a couple of high fee cards with only a $300 limit or so but with ridiculous fees. I'm sure glad they sent me the invite in the mail.
 
Credit Score: 653 Credit Limit: 1500 Age: 35-44
Posted 03/30 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
This is probably the most decent credit I have gotten given my score. The best I have gotten is a $500 limit from cap one.