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Ollo Platinum MasterCard®
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Ollo Platinum MasterCard®
69 Reviews
Consumer Rating:
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Lowest:
0
Average Score:
509
Highest:
780
All
5 Star
17%
4 Star
21%
3 Star
10%
2 Star
5%
1 Star
21%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 780 Credit Limit: 4000 Age: 25-34
Income On Application: $50000
Posted 02/01 2021
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
Customer service is terrible. They lure you in with high cash back, but it just isn't worth it. The company is horrible to work with, you'll never get someone on the phone. I use probably 10 cards on a regular basis, never have issues with any of them except OlloCard. I would high suggest going with a real credit card company.
 
Credit Score: 700 Credit Limit: 2000 Age: 35-44
Approved NO after Bankruptcy
Income On Application: $90000
Posted 01/31 2021
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
CLOSED ACCOUNT WITHOUT NOTICE. HORRIBLE CUSTOMER SERVICE.
 
Credit Score: 700 Credit Limit: 2000 Age: 35-44
Posted 01/31 2021
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
Account was closed and there was no notification
 
Credit Score: 719 Credit Limit: 1800 Age: 45-54
Income On Application: $50000
Posted 04/20 2020
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
Wish I could give them 0 stars or better yet negative score. The most dis-respective credit card company ever. Closed my paid off account after just 3 month of inactivity. without any warning. Customer service as well as management consist of very rude, condescending people.
Do yourself a favor and stay away from any of their offers.
 
Credit Score: 719 Credit Limit: 1800 Age: 45-54
Income On Application: $50000
Posted 04/20 2020
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
Wish I could give them 0 stars or better yet negative score. The most dis-respective credit card company ever. Closed my paid off account after just 3 month of inactivity. without any warning. Customer service as well as management consist of very rude, condescending people.
Do yourself a favor and stay away from any of their offers.
 
Credit Score: 0 Credit Limit: 0 Age: 55-64
Approved after Bankruptcy
Posted 01/30 2020
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
My credit score was 712. This company reported my account 90 days late and included late fees while it was protected by Law under a Chapter 13. You can't get through to their Bankruptcy Department you are placed on hold for hours and no one ever answers the phone.
 
Credit Score: 690 Credit Limit: 2500 Age: 45-54
Income On Application: $54000
Posted 11/28 2019
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I have had my Ollo card for years with no real issues, then I had some fraudulent claims, one of which were some tickets to an event that I did not buy tickets for and they sided with Ticketmaster. So randomly after a couple months the charges just pop up back into my account. Of course Ticketmaster is going to claim it was me. What happened to Zero Liability Fraud, what a load of crap. I am aggressively paying off this card now so I can get rid of it ASAP. This is why they have a terrible reputation online. 5 years ago it was a good card for people rebuilding, now it is absolute S*#T!
 
Credit Score: 0 Credit Limit: 0 Age: 18-24
Approved 6 years after Bankruptcy
Posted 11/13 2019
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I was skeptical about getting the card because I had never heard of it. A co-worker stated they had one and was happy with it. So I had applied and was approved. I have now had it for several months now, but never had to use it. Today, we were notified of a security alert of suspicious charges. What is strange is that we have NEVER used this card, nor even taken it outside of the home yet. I'm not sure how that can happen exactly, but it seems like a breach within the organization. For the cards that I do use regularly, I have yet (thankfully) had this issue. I will be paying particularly close attention to this card, and if it happens again, it is going to be cancelled. The people in the security department are rather rude as well.
 
Credit Score: 754 Credit Limit: 2000 Age: 45-54
Income On Application: $60000
Posted 06/29 2019
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
Worthless of a credit card. My current credit scores: 754/782. Ollo has not increased my credit limit. Capital One increased my limits twice with a year by $5,000. Seems like I will have to close the Ollo accounts.
 
Credit Score: 665 Credit Limit: 1600 Age: 45-54
Approved 6 months after Bankruptcy
Posted 04/20 2019
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I was discharged in June 2018 and received the invite in Nov 2018. I wasn't sure about the offer because I had never heard of Ollo before. I thought it may have been a fluke since it was so soon after discharge. I applied and was instantly approved for $1600 and boy was I shocked. I use at least $1200 of my limit every month but I pay it off in full each time. During that same time I also recieved an invite from Merrick and was approved for $750 and supposedly after 6 months they double the limit so we shall see what happens there. I also have Cap1 secured that started at $600 and was surprised that they gave me an increase of $300 at about the 6 month mark, so now I have $900 with them. Overall I'm okay with what I have. I have not had any payment or customer service issues with Ollo so perhaps they have stepped their game up recently. I use their mobile app to make payments and view my account. I honestly have nothing to complain about with them.
 
Credit Score: 0 Credit Limit: 1000 Age: 65+
Income On Application: $58000
Posted 07/10 2018
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I do not have any other cards except store card . I would like to have an emergency card for when I travel . I am not quite sure what my credit score is , but assume it is a little low since it has been a while since I have had cards and , my home is nearly paid for . please consider approval of a platinum m/c so I can re-start my credit on a very careful basis . thanks.
 
Credit Score: 0 Credit Limit: 0 Age: 18-24
Posted 06/02 2018
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
1estar
 
Credit Score: 734 Credit Limit: 0 Age: 45-54
Income On Application: $100
Posted 02/14 2018
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I pit nothing I have so many cards but it said pre-approved to me that means no credit check
 
Credit Score: 0 Credit Limit: 0 Age: 18-24
Approved 14 months after Bankruptcy
Income On Application: $24960
Posted 01/10 2018
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I received preapproval in mail but was denied. I have no debt so I don't know why I was
denied after they said I was preapproved sounds like a scam to me
 
Credit Score: 684 Credit Limit: 0 Age: 18-24
Posted 04/21 2017
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I got the invite in the mail. Terms are

$0 annual fee
24.9% APR

I am on the fence about this as the rate is too high.