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Chase Freedom Unlimited
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Chase Freedom Unlimited
30 Reviews
Consumer Rating:
star ratingstar ratingstar ratingstar ratingno star rating

Apply Here apply here 4.4
Lowest:
620
Average Score:
735
Highest:
814
All
5 Star
66%
4 Star
20%
3 Star
3%
2 Star
3%
1 Star
6%
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Credit Score: 741 Credit Limit: 6000 Age: 35-44
Income On Application: $80000
Posted 11/29 2019
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I am a cash back person and love the fact that I can simply earn 1.5% for every purchase. However, I just recently got the Citi Double Cash with a $10k limit and earning 2% is definitely better than 1.5%. I have gradually moved most of my spending to the Citi Double Cash. I do realize that if you have the Sapphire Preferred, you can combine points and transfer to airline partners. But since I am only interested in cash back, Citi is better for me.
 
Credit Score: 712 Credit Limit: 3000 Age: 25-34
Income On Application: $45000
Posted 10/28 2019
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I only have 3 years of credit history and my score is just 712. I do have a checking account with Chase and I was quite surprised when I was approved and my limit was $3k. I downloaded the app and everything about the card has been great so far.
 
Credit Score: 678 Credit Limit: 1000 Age: 35-44
Income On Application: $45000
Posted 06/16 2019
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
My score was about 678 with EQ and I got a $1000 starting credit limit. After a few month, it was increased to $3000 and now I have a $4000 credit line. Chase has been good to me so far.
 
Credit Score: 690 Credit Limit: 4000 Age: 25-34
Income On Application: $45000
Posted 12/13 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I have been rebuilding my credit and earlier this year, all of my negative items have dropped off my credit report. So this is the first card from a "proper" issuer that I applied for. My score was around 690 and I got a $4000 limit. I also have 2 secured cards and a couple of store cards (low limits like $500), so the limit I got was a nice surprise.
 
Credit Score: 808 Credit Limit: 8000 Age: 25-34
Income On Application: $180000
Posted 09/28 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I got approved for $8k in credit lines. To me, that is rather low considering my score and income. However, I already have a $20k line with the CSR so I guess Chase has to do some rationing! If you have either a CSP or CSR, then you definitely have to get this card to maximize your UR points. It is a no brainer.
 
Credit Score: 756 Credit Limit: 3000 Age: 18-24
Income On Application: $30000
Posted 03/16 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I am a junior in college and I applied for this card and just got approved for $3000. I also have the Citi Doublecash and Discover it and wanted to get on board with a Chase card. I do co-ops and so have a decent income (for a student) to report. That is why I think my limit is rather generous for a college student.