Credit Score:
681
Credit Limit:
2000
Age:
25-34
Posted 02/10 2015
There isn't much special about this card but I got it with a 0% APR for 12 months. I've had some minor problems with my credit in the past so this gave me a chance to build and transfer my balance from a different card. I have a bank account with US Bank so it might explain why I wasn't approved for cards with other banks.
Credit Score:
725
Credit Limit:
3000
Age:
45-54
Posted 02/10 2015
I like this card because it's simple and no annual fee except they are really big on security. It seems like recently every purchase has to be verified and I have to call to prove it's me making the purchase. This is fine and I get it, but it can be embarrassing when you are eating out or shopping.
Credit Score:
727
Credit Limit:
3500
Age:
35-44
Posted 02/10 2015
My husband has been with US Bank forever so when we got married, I decided to bank with them also. I have another US Bank card that pays cash back so I use the cards together. One for when I'm grocery shopping and this one for other stuff.
Credit Score:
650
Credit Limit:
1000
Age:
25-34
Posted 02/10 2015
Approved. I like the card. Received a limit of 500 at first but was increased after just 3 months.
Credit Score:
760
Credit Limit:
10000
Age:
35-44
Posted 02/10 2015
I was approved for a decent APR of 10.99%, which is way better than the APR on one of my wife's cards so we transferred that balance to the 0% on this one. Our credit is okay, but we are trying to pay some things down and buy a house. I am happy with the Visa Platinum thus far.
Credit Score:
700
Credit Limit:
2000
Age:
35-44
Posted 01/27 2015
My wife and I recently opened a new checking account with U.S. Bank and applied for the Visa Platinum to avoid paying bank fees. I was approved for 2000.
Credit Score:
735
Credit Limit:
9500
Age:
45-54
Posted 12/13 2014
I have had a checking account with US Bank and applied for this card in the bank itself and received a $9,500 CL. Before I applied for this, I already had a secured card with US Bank. I told the bank officer that once I got approved, I wanted to cancel the secured card (and save on the annual fee and free up the deposit I had with them). My score was about 735 and like I said before, I have a US Bank checking account for a few years and my w2 gets deposited in the account.
Credit Score:
764
Credit Limit:
12000
Age:
25-34
Posted 12/13 2014
Applied online and was instantly approved. $12k CL and 12.99% APR. Got 0% for 9 months.
Credit Score:
668
Credit Limit:
1000
Age:
35-44
Posted 12/13 2014
I was going on a app spree and decided to get this card. Already got the Chase Sapphire Preferred and Amex Premier Rewards already. I got instantly approved for both and thought it would be the same for US Bank. But I got the 7-10 business day wait message and decided to call them up to check. The automated message said I was approved. A week later (after the card arrived), I found out that my CL was only 1k! Perhaps it is because my score was 668 (they pulled TU). But I had much larger lines with Chase so CL is puzzling for me to say the least.
Credit Score:
712
Credit Limit:
500
Age:
35-44
Posted 12/13 2014
I had received an invitation from usb. Applied and was denied. Then I received another mail invitation about a month later. Tried my luck again and this time, they approved. CL is $500 (WTF) and a 12 month 1.99% intro rate. There is no rewards with this card and I have been simply using this card sparingly as I have other cards with higher limits.
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