Best Western Secured MasterCard
Consumer Reviews, Credit Score and Income Needed, Credit Limits

11 Reviews
Consumer Rating:





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Lowest:
530
530
Average Score:
571
571
Highest:
615
615


Annual Fee: $40
APR: 21.24%
Balance Transfer APR: 21.24%
Balance Transfer Fee: greater of $10 or 5% of transfer


- 5,000 points after first purchase
- 13X on Best Western stays (10 points as Best Western member, 3 as card member)
- 1X on other purchases


- Can graduate in 11 months
- Can do balance transfer


Because this secured credit card is affiliated with a hotel, you get typical hotel reward card benefits that are common in hotel credit cards but are not common in regular secured credit cards. This card will appeal to those who travel and stay at Best Western and yet does not have a good enough credit to get their regular unsecured Best Western credit card.
There are a couple of features on this card that will appeal to some folks. The first is that you can do a balance transfer on this card. The rate is rather high at 21.24% but if you have balances on another card that has even higher interest, then it might be worth doing a balance transfer. The card also allows you to graduate to the unsecured Best Western version as earlier as 11 months if your credit improves.