Credit Score:
764
Credit Limit:
10000
Age:
45-54
Posted 07/10 2017
I always cruise with Holland America and so this card is very useful to me. I normally use to get discounts on my cruises. If I have any left before I board, I either use the points for OBC. I once used it for casino chips but decided not to "play" when I was on board. So I just cashed it for cash and put it under my OBC.
Credit Score:
809
Credit Limit:
13000
Age:
45-54
Posted 02/16 2017
I love cruising with Holland America and love this card. I have found that the best use of points is to actually accumulate them and use them towards the price of the cruise. The more points you use, the higher the rate of return.
Credit Score:
715
Credit Limit:
7000
Age:
45-54
Posted 09/08 2016
I have this card and I use it just for HAL purchases. This includes paying for cruise, deposits, on-board expenses and pre-booked dining and excursions.
I have redeemed points for OBC and also towards final payment.
Credit Score:
760
Credit Limit:
10000
Age:
55-64
Posted 08/23 2016
I use my HAL card for everything. That way, I rack up points pretty quickly and I use them mainly on paying for the cruise and I try my best to get a free cruise with points alone. Many times, it is not possible but it sure saves you a lot of money.
Credit Score:
780
Credit Limit:
12000
Age:
45-54
Posted 07/06 2015
Love my card. I charge everything to it. Use it for OBC, pre-booked excursions and dining. One tip I can give is always bring your receipts and call the cruise a week before to make sure all your on-board credits and other bookings are in the system and in place. I have an incident in my early cruise where the computer system was not updated and it was a little mess.
Credit Score:
670
Credit Limit:
3000
Age:
35-44
Posted 04/08 2015
I took a HAL cruise not too long ago and my wife and I agreed to do it again. Then I saw that HAL had a credit card and applied online. I was denied but decided to call the recon line and after being asked a few standard questions, I was approved for $3000 limit. Guess I got to start using the card now to earn points before the next trip!
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