Credit Score: 742 Credit Limit: 5000 Age: 45-54

Posted 10/26 2015

The value of this card has been surpassed by other credit cards. For example, I now use my Cap One Venture for all my spending and get 2% (not just for CC purchases). Sometimes, there are opportunities where you can get Carnival gift cards at 10% or 15% discounts. You get better bang for the buck with a 2% card than this card for sure.