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NFL Extra Points Credit Card
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of NFL Extra Points Credit Card
65 Reviews
Consumer Rating:
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Apply Here apply here 3.8
Lowest:
532
Average Score:
670
Highest:
819
All
5 Star
18%
4 Star
56%
3 Star
13%
2 Star
1%
1 Star
6%
1 Star 2 Star 3 Star 4 Star 5 Star
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Best Review
OVERALL RATING
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I got this card because I am a huge football fan and I buy a lot of stuff from nfl.com and nfl stores. For me, it is an opportunity to earn reward points to save money on future purchases. The 20% discount is also a huge help. For those who do not shop a lot at nfl stores, I really do not see the point of getting this card though from the reviews I've read, it seems like a good card to get your score up.

Had a mid 600 score and got a $1500 CL. I have had 3 other cards for the last 2 years and have paid on time and in full. Utilization is low at about 25%. I got into trouble a few years ago and the last 2 years have been in a clean up mode.
By kieren : 01/24/2014
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Most Helpful 4-5 Star Review
OVERALL RATING
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From my experience, I can say that if you shop at nfl.com, you will like this card. This 20% discounts are a great bonus as is the points you earn.

I cannot say much in terms of customer service because I have not called them.

Approval was easy for me. Applied online and was approved on the spot. Score: 693 (TU I think). CL was $1200.
By camp : 02/19/2014
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Most Helpful 2-3 Star Review
OVERALL RATING
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After having this card for 2 years, I would say that this would be a great card if you really are a football fan and you use points for things like jerseys and even tickets for your team. Sometimes, tickets are to be gotten for 20k points and if you have them available, that saves you quite a bit.

Having been given a low limit, I got a CLI after 1 year to $3k. So I have no complaints.
By skip : 03/05/2014
 
Credit Score: 691 Credit Limit: 0 Age: 25-34
Posted 11/18 2018
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
I've had the card for almost 7 1/2 years and earlier this year I paid off the card and hadn't used it but I had to use it last week and it added a balance on my card for $650 so there was no min payment due because I used the card after the credit report update but I was going to make a payment on it anyhow so I would have to worry about anything but when I went into my account it was literally a 24 hour difference that my class was reduced by $1200 so I called and no one wanted to tell me what happened and when I asked for a manager on duty to speak to I got a run around before someone got on the phone I told them after they gave me run around that I wanted to get a call back asap on Monday morning 11/19/18 9ampt to have someone tell me what happened I tell you what even though I've had the card for a long time after I pay off the balance I'll call this line of credit for sure
 
Credit Score: 620 Credit Limit: 300 Age: 35-44
Approved 1y after Bankruptcy
Posted 08/19 2015
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
 
Credit Score: 560 Credit Limit: 400 Age: 45-54
Posted 08/02 2015
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
 
Credit Score: 706 Credit Limit: 500 Age: 35-44
Posted 10/06 2014
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I got a 700 score when I applied and got approved for $500. I was actually quite surprised by this. I called recon line with no luck. Thinking back, it could be the charge off and collection I had on an old Orchard Bank card which I have finally paid off a year ago. That could be the reason why my limit was so low.
 
Credit Score: 653 Credit Limit: 500 Age: 25-34
Posted 10/02 2014
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
I had about 5 recent inquiries (all card apps - approved for a couple) on my report before I applied for this card. $500 was the limit I got.
 
Credit Score: 747 Credit Limit: 5000 Age: 35-44
Posted 08/04 2014
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
I only got a $5000 CL with a mid 700 score. I would think it would be much higher than this considering that my other cards all have higher limits. It appears that Barclays are very picky when it comes to credit limits.

Got the Ravens design and have used my points for 2 jerseys. The 20% discount is also great.
 
Credit Score: 675 Credit Limit: 700 Age: 45-54
Posted 03/05 2014
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
After having this card for 2 years, I would say that this would be a great card if you really are a football fan and you use points for things like jerseys and even tickets for your team. Sometimes, tickets are to be gotten for 20k points and if you have them available, that saves you quite a bit.

Having been given a low limit, I got a CLI after 1 year to $3k. So I have no complaints.
 
Credit Score: 626 Credit Limit: 500 Age: 25-34
Posted 03/01 2014
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
One of the things I like about this card is that you can redeem points for statement credit. I have used points for jerseys. But there were times when I did not know what to do with them and using them for credits was like cash back to me.
 
Credit Score: 723 Credit Limit: 5000 Age: 25-34
Posted 02/26 2014
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Am giving this a three star because though I think the card is good, it is not for everybody. I am also not sure that most NFL fans would want their 'team' card. Having said that, there appears to be a lot of folks who view this card as a good one to build credit.

The one thing that is not mentioned often is that you get extra points if you pay your Direct TV subscription with this card