Credit Score: 732 Credit Limit: 7000 Age: 35-44

Posted 07/29 2015

Prior to getting this card, I have the Chase Freedom and the Blue Cash Everyday. While the 3-2-1 benefits are great and certainly more convenient than my Chase Freedom (where you have to sign up every 3 months for the 5% rotating categories), there is a quarterly cap of $1500 spending on the 3-2-1 items. I already spend more than $1500 gasoline and groceries combined in a month. So I find the Blue Cash better.

It may work for some folks but not for me. I give this a 3 star for the $1500 cap.

 

Credit Score: 794 Credit Limit: 15000 Age: 35-44

Posted 07/29 2015

I used to have the FIA 2% cash back card. It was discontinued and converted to this card. IMO - 2% beats 3-2-1 any day (especially with the $1500 cap). I am now using the Amex BCE as my main card now.