Credit Score: 802 Credit Limit: 15000 Age: 25-34

Posted 06/07 2018

I have the Amex Platinum and Chase Sapphire Preferred and was torn between the Amex Everyday Preferred and the Chase Freedom Unlimited. I was really looking for a card for non category purchases since both give you 1.5X (though you need 30 transactions a month on the Everyday Preferred for that). I finally decided settled on this card because of the grocery and gas rewards (4.5X and 3X) respectively. I find that I have no problem hitting the 30 transaction mark and I am now earning way more points because of the everyday spending category.

 

Credit Score: 810 Credit Limit: 15000 Age: 25-34

Posted 06/06 2018

The EDP is the perfect card for someone like me who wants to max out earnings on everyday spending. This is now my main card and so I have no problems reaching the 30 transactions per month requirement to earn the 50% more bonus points. The other peeve I have is that the sign up bonus is not great like other Amex cards. Also, there is a foreign transaction fee when you use it abroad.

 

Credit Score: 761 Credit Limit: 12000 Age: 25-34

Posted 06/06 2018

I used this card together with my Chase Sapphire Preferred. This card is used to supermarket shopping (4.5X if you meet 30 transactions a month), gas (3X) and non-category spending (1.5X). On the CSP, I use it for travel (2X) and dining out (2X). I feel that with these two cards, it allows me to maximize my points. Chase Sapphire Preferred also has the advantage of having no foreign transaction fees. That is why I mainly use Chase when I travel abroad.

Because I have to split my spending between the two cards, I have to watch my transactions carefully and make sure I hit the 30 mark.

 

Credit Score: 745 Credit Limit: 12000 Age: 25-34

Posted 04/05 2018

I am still collecting MR points because I live near and Delta hub and to me, Skymiles are still valuable. I know miles are constantly being devalued. But though I considered between the EDP and BCP, miles still come out ahead for me rather than cash back. This will be the only card I will use to earn MR cos I think it is the best value (unless you are really flying all the time in which case, the Amex Platinum makes sense).

 

Credit Score: 780 Credit Limit: 12000 Age: 25-34

Income On Application: $95000

Posted 04/05 2018

I just got this card and am quite torn about the following situation. I also have the Amex PRG and with that you earn 3X on travel, 2X on dining and gas and supermarkets. But the annual fee is $195. The ECP covers gas and supermarkets (with $6000 cap) but the AF is $95 ($100 less). I do not spend like $10,000 on dining a year to justify that extra $100 and furthermore, with the EDP, I get 50% bonus which means 1.5X on non-category spending.

If I keep two cards, I will be out of pocket $290 a year. I am kind of leaning towards canceling the PRG and just keeping the EDP.

 

Credit Score: 737 Credit Limit: 11000 Age: 35-44

Posted 04/05 2018

So glad Amex introduced this card. Previously, the lowest AF card to earn MR was the Green Card with the same $95 annual fee. But you only earn 1X on everything. This card lets you earn 3X on groceries (cap at $6,000) and 2X on gas and 1X on everything else. But if you have 30 transactions a month, you get 50% bonus points. So that means 4.5X on groceries, 3X on gas and 1.5X on everything else. My only pet peeve with this is that there is no extra points for dining. Hence, I am keeping my CSP for that and travel.

 

Credit Score: 789 Credit Limit: 15000 Age: 25-34

Posted 04/05 2018

I am giving this a 4 star because it does not have restaurant and dining as part of the spending category. Otherwise this would be the perfect card. Right now, I using this card and the CSP for my spending. EDP for supermarket, gas and other non-category spending and CSP for dining and travel. Here is my expense breakdown.

EDP
Supermarket - $6000. 4.5X = 27,000
Gas - $2400. 3X = 7200
Other non category spend - $12,000 = 18,000

CSP
Dining - $2500. 2X = 5,000
Travel - $5000. 2X = 10,000

Total spending = $27,900
Total points (MR + UR combined) = 67,200

That is 2.4X.