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Gold Delta Skymiles Credit Card.
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Gold Delta Skymiles® Credit Card from American Express
25 Reviews
Consumer Rating:
star ratingstar ratingstar ratinghalf star ratingno star rating3.6
Lowest:
645
Average Score:
715
Highest:
830
All
5 Star
8%
4 Star
60%
3 Star
20%
2 Star
0%
1 Star
8%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 793 Credit Limit: 20000 Age: 25-34
Posted 10/29 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I got this card when I was targeted for a 50k sign up bonus. At that time, I was traveling from US to Japan every 2 months. Due to the sign up bonus and spending on the card, I managed to earn enough miles to get a free ticket on that route. This is still my primary card that I use.

The free first checked bag is a nice perk and this perk pays for the card itself. I might upgrade to the platinum version later if I need extra MQMs.
 
Credit Score: 770 Credit Limit: 15000 Age: 45-54
Posted 07/03 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
My wife and myself are frequent travelers and since we live in a Delta hub, we fly Delta most of the time.

I like this card because we can earn 2X when we buy Delta tickets, get our first bags checked in for free and get priority boarding. Delta also has a fantastic network in the US. We like to travel to Europe and so what ends up happening is that we use our Delta miles on airlines like Air France (which is a skyteam partner).

The service from Amex is also fantastic. I have lost my card in Europe and Amex sent me a new one in just a couple of days. Things like that is what makes a loyal customer.
 
Credit Score: 668 Credit Limit: 5000 Age: 25-34
Posted 05/14 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Applied when my score was about 668.

Had a few inquiries and a couple of old collections (which were still on record but paid off).

Still do not understand how I got a $5k CL! But I am not complaining.
 
Credit Score: 763 Credit Limit: 15000 Age: 25-34
Posted 02/21 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I applied and got approved for this card at a time when I was traveling quite a bit with Delta. My wife was also flying a lot with them and convinced me to get this card. My approval was pretty much instant and the 30k bonus miles got deposited after the spending requirement ($500 if I recall correctly). What I like is that I do save on those baggage fees and if you fly just a few trips a year, that itself pays for the annual fee.

Having said all that, Delta miles aren't the easiest to redeem. I was unsuccessful in trying to book a couple of red eye flights. I have also never managed to book an award flight with the saver awards miles. So while I give the card a 4 star, Delta's program is a 3 star to me.
 
Credit Score: 654 Credit Limit: 10000 Age: 25-34
Posted 08/28 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I am in the midst of rebuilding my credit. After reading numerous forums, it appears that I had a chance with this despite my mid 600 score. I was not instantly approved. But after calling CSR and a couple of verifications, I was approved for $1000. I made my first Delta purchase and the ticket cost was about $600! I paid off the bill in full at the billing cycle.

After 10 months, my score has improved to the 700 area. Thanks Amex.
 
Credit Score: 714 Credit Limit: 7000 Age: 25-34
Posted 01/20 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Experian: 714
Equifax: 716
CL: $7k
Inquires: 7

My first Amex card. Been flying Delta lately and am very happy with my 30k sign up bonus which just showed up in my account.
 
Credit Score: 735 Credit Limit: 4000 Age: 35-44
Posted 10/13 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
My wife and myself fly Delta a few times a year. The free bag checkin pays for the annual fee just after a couple of flights with her. Earning extra miles with this card does not hurt as well.
 
Credit Score: 685 Credit Limit: 4000 Age: 25-34
Posted 07/05 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I got this card together with the BlueSky on the same day. I obviously fly Delta but also decided to get another non-airline affiliated card. After I applied online, I got messages saying the application was in process. I called Amex and after verifying my address, they approved it. Am looking forward to getting my bonus miles!
 
Credit Score: 694 Credit Limit: 2500 Age: 25-34
Posted 05/18 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Experian - 694
TransUnion - 704
Equifax - 718

CL - $2500

Ok - so am really happy as this is my first Amex card. But credit limit is a little low IMO. For example, my Capital One has me at $4,000 CL vs $2,500 for this one.
 
Credit Score: 763 Credit Limit: 8000 Age: 25-34
Posted 03/12 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I got this card mainly for the free checked bags since I fly Delta quite a bit. The free checked bags alone covers the annual fee since I travel with my wife. Not long after I got the 30k sign up bonus, I needed to book an emergency flight and managed to get one with 30k miles! I've read that Delta flights are hard to book with award tickets but that was not the case for me.
 
Credit Score: 690 Credit Limit: 2500 Age: 25-34
Posted 03/08 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
9 months before applying for this card, I got myself an Amex Green when my score was about the 650 area. I got approved for a relatively small line of $2,500 but I'll take that. My 30,000 sign up bonus miles was deposited relatively quickly once I met the required spend level.
 
Credit Score: 647 Credit Limit: 1000 Age: 25-34
Posted 12/05 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Experian - 647
CL - $1000.

Am in the midst of rebuilding my credit and this has been ongoing for the last year. CL is small but I hope to get increases as time goes by. Aim is to reach 700 score because I apply for a new card.

Before I applied, I did some research and the consensus seems to be that the Amex Green and Delta Gold were the easier cards to get your foot in the door with Amex.
 
Credit Score: 725 Credit Limit: 2000 Age: 25-34
Posted 11/04 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Got approved for $2000 CL with a score of 725. Decided to get this card since I live in a Delta hub and fly Delta all the time. Just three years ago, my credit score was in the 600s. Just goes to show that if you work at it, you can improve your score and get your hands on prime cards.
 
Credit Score: 657 Credit Limit: 3000 Age: 25-34
Posted 11/11 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Great customer service and the free checked bag makes this card worthwhile. The companion ticket is great too and definitely pays for the annual fee.
 
Credit Score: 740 Credit Limit: 5000 Age: 35-44
Posted 08/27 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I really like this card. And I end up using the first check bag free feature which saves me anywhere from $50 to $75. The free first check bags apply for up to 8 companions so it also benefits me when our family goes on vacation.

I do not fly enough to earn elite status and I do not really care about it so I chose the Gold rather than the Platinum or Reserve card.