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Blue Cash Preferred® From American Express
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of American Express Blue Cash Preferred Card
65 Reviews
Consumer Rating:
star ratingstar ratingstar ratingstar ratingno star rating

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Lowest:
0
Average Score:
719
Highest:
815
All
5 Star
44%
4 Star
27%
3 Star
9%
2 Star
1%
1 Star
9%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 809 Credit Limit: 1000 Age: 25-34
Income On Application: $105000
Posted 05/18 2023
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I have excellent credit and my husband and I make over 6 figures together. I was instantly approved and only given a $1,000 limit. I couldn't believe it! Ridiculous.
 
Credit Score: 815 Credit Limit: 0 Age: 65+
Income On Application: $100000
Posted 01/02 2021
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
Got denied...never been denied for a card...crazy
 
Credit Score: 752 Credit Limit: 1000 Age: 25-34
Income On Application: $150
Posted 07/22 2020
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I applied with a 752 credit score and a salary of $150,000 and was only approved for $1,000. This doesn't make any sense. I have $20k on Capital One Venture. Very disappointed and not a good intro with American Express.
 
Credit Score: 782 Credit Limit: 1000 Age: 65+
Income On Application: $96000
Posted 07/03 2020
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
Just got card. They only gave me $1000 limit. My credit scores are in the 780s. This is BS. Not worth having. Going to cancel.
 
Credit Score: 775 Credit Limit: 10000 Age: 35-44
Posted 08/24 2015
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
Score was 775 and was approved for $10k. A year later, my limit has been increased to $20k (after a couple of automatic increases). Love the 6% cash back at groceries.
 
Credit Score: 760 Credit Limit: 15000 Age: 35-44
Posted 05/17 2015
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I have the Amex PRG, and SPG ($10k). Decided to go for a "cash back" card to earn more on groceries. I was approved for $15k. Score was 760.
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