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American Express Blue Cash Everyday
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Blue Cash Everyday® Card from American Express
1073 Reviews
Consumer Rating:
star ratingno star ratingno star ratingno star ratingno star rating1.2
Lowest:
0
Average Score:
49
Highest:
810
All
5 Star
2%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
93%
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Credit Score: 0 Credit Limit: 8000 Age: 55-64
Approved 9 1/2 years after Bankruptcy
Income On Application: $32000
Posted 05/20 2019
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I wasn't sure that I'd be approved and am very surprised that they gave me a 8,000 limit. Awesome! I think there must be some factors that I am not aware of that caused them to approve me. I have 100% payment history, Only 32,000 income, it shows that I have about 6 years of credit history (though I have much more). From all the different posts I wasn't sure if I should try, I've been very careful about not letting anyone do a hard pull on my credit. So thank you! I am very pleased and surprised.
 
Credit Score: 748 Credit Limit: 1000 Age: 25-34
Posted 12/22 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
A little bit disappointed by the 1000 credit line. However, being as a student and approved instantly, what else can you expect.
started working on the 150 bonus!
 
Credit Score: 0 Credit Limit: 2000 Age: 25-34
Income On Application: $55000
Posted 09/18 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Only have 1 other CC, Chase Freedom Unlimited with 4400k limit. No derogatory's or payment faults. Instantly approved. Happy to start acquiring a few more cards to establish a firm credit history.
 
Credit Score: 709 Credit Limit: 4000 Age: 18-24
Income On Application: $86000
Posted 07/24 2018
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
24 years old
Score is 709
5 hard inquires
Average credit age = 1 year
$500 secured credit card open for 1.5 years (credit used = 5%)
$25000 vehicle loan (had to have co-signer)
I looked into this card because I thought it was time that I get a real credit card with some type of rewards now that I had built up credit with my secured card. I got approved instantly; although, I feel as if my credit line should've been slightly higher given my income. Hoping they will increase it after a year or so but overall it makes sense with my lack of previous credit history.
 
Credit Score: 705 Credit Limit: 10000 Age: 45-54
Posted 02/08 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
EX: 705
CL: $10,000
 
Credit Score: 760 Credit Limit: 5000 Age: 25-34
Posted 01/15 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I have a score of about 760 with one baddy. I got approved for $5000. I also have a chase slate ($3000).
 
Credit Score: 730 Credit Limit: 1000 Age: 18-24
Posted 10/04 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Score: 730 avg
CL: $1000
I am a student. So think though my score looks good, the limit is low because I have no income.
 
Credit Score: 660 Credit Limit: 5000 Age: 25-34
Posted 05/25 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I have a TU score of 660 when I applied and was approved for $5k. My other cards are Cap One QS - $4k, Chase Slate - $5k.
 
Credit Score: 723 Credit Limit: 6000 Age: 25-34
Posted 04/06 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I have been rebuilding for about 3 years and had a bunch of store cards. I decided it was time for a "proper upgrade" to a real credit card. I really liked the rewards of this card so I applied. Score was 723 and got approved for $6k.
 
Credit Score: 710 Credit Limit: 10000 Age: 25-34
Posted 12/10 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
715 with EQ and got approved for $10k. I earn at least $200 a year on rebates.
 
Credit Score: 740 Credit Limit: 10000 Age: 25-34
Income On Application: $90000
Posted 11/17 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Approved for $10,000 with score of 740. No blemish on my credit reports. Income: $90,000.
 
Credit Score: 710 Credit Limit: 2000 Age: 18-24
Posted 10/14 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I have a short history (about 10 months). My score was decent (710) and I got a $2000 limit, which is perfect for me.
 
Credit Score: 660 Credit Limit: 2000 Age: 25-34
Posted 07/08 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Have been rebuilding my credit for the last year. It is now 660 and I applied for this. I thought it was a long shot, but I got approved for $2k.
 
Credit Score: 690 Credit Limit: 3000 Age: 45-54
Approved 10 years after Bankruptcy
Posted 06/22 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I BKed 10 years ago and Amex was one of those BKed cards. My score is now 690 and I have a few cards like Chase Freedom, Discover IT and Capital One QS all around the $3-4k limit range. I wanted to apply for this card because of the gas and grocery cash back. I was approved for $3k. There has been much speculation about Amex not forgiving folks who have included their cards in a previous BK. But it seems like they forgave me.
 
Credit Score: 700 Credit Limit: 5000 Age: 18-24
Posted 04/16 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
EQ: 700
TU: 690
EX: 705
Inquiries: 7
AAoA: - 5 Months
Length of Credit history: 1 year
Amex pulled EX in my case.I was approved for $5000.
 
Credit Score: 700 Credit Limit: 1000 Age: 25-34
Posted 12/04 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
EQ:695
TU:700
EX:703
Income: $35000
Approved for $1000.
 
Credit Score: 735 Credit Limit: 2000 Age: 18-24
Posted 10/10 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I am a college student and have a 735 score. I also have the Discover IT student. I decided to try my luck with Amex and was approved for $2k. I also work part time BTW.
 
Credit Score: 730 Credit Limit: 15000 Age: 25-34
Posted 08/18 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
They pull EX. And my EX score is 730. Was approved for $15k.
 
Credit Score: 768 Credit Limit: 10000 Age: 25-34
Posted 06/29 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Score was 768. Got approved for $10k.
 
Credit Score: 740 Credit Limit: 7000 Age: 45-54
Posted 03/05 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I have been out of this country for about 5 years. Came back and started rebuilding. Score was 740 when I applied and was given a $7k limit.
 
Credit Score: 680 Credit Limit: 5000 Age: 25-34
Posted 08/07 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Score was 680. Applied and got approved for $5k. I was quite surprised to be honest, but happy nevertheless.
 
Credit Score: 710 Credit Limit: 1000 Age: 18-24
Income On Application: $40000
Posted 03/13 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
EX 705
TU 710
approved for $1000. I just graduated, which is why I think my limits are lower.
 
Credit Score: 678 Credit Limit: 2000 Age: 35-44
Income On Application: $70000
Posted 02/22 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
CK Scores: 678
Income: $70k
Collections: 4
Limit : $2000
Never thought I would be approved...but I was.
 
Credit Score: 750 Credit Limit: 7000 Age: 45-54
Posted 09/26 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
My CK score is 750. I got approved for $7k. I also have the Discover IT and I think I'll use both to them to max out my cash back.
 
Credit Score: 730 Credit Limit: 7000 Age: 35-44
Posted 05/14 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
My credit karma score was 730. I applied and got approved for a $7,000 limit. This is now my goto card since you earn extra cash back on grocery and gas.
 
Credit Score: 670 Credit Limit: 1500 Age: 25-34
Income On Application: $70000
Posted 02/01 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I only have a very short 18 month history cos I have never taken any credit before or even had any credit cards. That all changed recently. But here is my background.
Score: 670
Cards: 1 Capital One
Auto: 13k
Income: 70k
I applied and got instantly approved for $1.5k.
 
Credit Score: 740 Credit Limit: 2000 Age: 25-34
Posted 01/31 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
CK score of 740. Got approved for $2000 (which I thought was rather low). But this is a very good card and I am using it for all my spending.
 
Credit Score: 500 Credit Limit: 1500 Age: 18-24
Posted 11/21 2011
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I had no credit score. New to credit. $1500 was the credit line that I got.
 
Credit Score: 588 Credit Limit: 1000 Age: 25-34
Posted 10/15 2011
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
TU was 588. I gave this card a shot and got approved for $1000. I couldn't believe. Finally, I am in the door with amex.
 
Credit Score: 675 Credit Limit: 1500 Age: 25-34
Posted 11/30 -0001
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I am in the midst of rebuilding my credit. Score was 675 when I decided to apply for this card. Got approved for $1500.