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Walmart 15 cents per gallon Gas Rollback Savings

By: Mr Credit Card
09/08/2012

Walmart has announced a savings program for those who shop at their gasoline stations. This program is good until 24th December 2012 and is valid in some states. This is how it works.

You will save on gasoline at Walmart gas stations if you use a Walmart gift card, their prepaid MoneyCard or their credit cards. The gas rollback savings is available in the following states:

Arkansas, Alabama*, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Michigan, Mississippi, Missouri, New Mexico, North Carolina, Ohio, South Carolina, Tennessee, Texas, Virginia

Gift Cards – If you get a Walmart gift card and use it at their gas stations, then you can save 10 cents a gallon each time you pay with the gift card. The savings could amount to more than a dollar per fill depending on how much you fill it up! For the gift card, the offer is not valid at gas stations in AL. You get only 5¢ per gallon discount in FL and 3¢ per gallon discount in OK and MN.

Walmart Money Card – Holders of the Walmart Money Card can save 15 cents per gallon each time they use it to fill gas at Walmart stations. For the Money Card, it is not valid in Oklahoma, Florida, Minnesota or Alabama.

Walmart Credit Cards – If you have either the Walmart store card or the Walmart Discover Card can also save 15 cents per gallon when you use their card at Walmart stations.

In Alabama and Florida, the savings amount to 5 cents per gallon due to state laws. The savings are also applicable to Murphy’s gas stations.

Only at Walmart – Some of you might think that since you already have a regular gas credit card, you will be able to use those cards at Walmart stations. But Walmart is not considered a standalone gas station as it is a discount superstore. Hence, regular all-station gas cards will not earn you any extra cash back or points here.

If you already have one of these cards, and you find that the Walmart station near your house is cheaper than regular ones, then please remember to use your card since it can really add to quite a bit of savings up until close to the end of the year.

If you are on the verge of considering getting a Walmart related card like that Walmart Money Card, then perhaps this will make it more attractive.

References
Walmart Gas Rollback Program

SPG 30,000 Bonus Sign Up Ending 4th September 2012

By: Mr Credit Card
09/03/2012

The SPG 30,000 bonus offer on both their consumer and business cards will expire tomorrow. So this is really the last day to get on this if you have been thinking about signing up for the card. The normal bonus is 25,000 points and they have a special bump up once a year. If if you miss the boat here, you have to wait a bit for them to increase the sign up bonus from their usual base level.

There’s something to take note of here. You need to be approved by 4th September for you to get this sign up bonus. So if you apply today and do not get instantly approved, then you might miss out of the 30k bonus. So make sure that your credit score is in decent shape before you apply.

One of the interesting thing to note is that if you get this card, you will get 5 nights and 2 stays that will count towards your elite status. What many people do not know is that if you also get the business version in addition to the consumer version, you will also get an additional 5 qualifying nights and 2 stays. So in total, you’ll get 10 qualifying night and 2 stays if you have both cards. This will go a long way towards your qualification of elite status.

Here is a quick recap of how to earn the 30k points. After your first use of the card, you will earn 10,000 points. And if you spend $5,000 within 6 months, you will get the additional 20,000 points, making it a total of 30k.

Hilton HHonors Shop To Earn – Preview

By: Mr Credit Card
08/24/2012

Hilton HHonors has announced the launch of their online shopping portal called “Shop to Earn”1. It resemble other online shopping portals by credit cards and affinity programs in that they partner with online merchants and allow their members to earn extra HH points by shopping through the portal and using their card (rather than shopping directly with the merchant). This essentially allows the HH member to earn even more points from their online shopping moments (most likely to be in peak season during the Christmas Holiday season).

I recently did a study on credit card online shopping portals. So here are some statistics with regards to the number of merchant partners, they have 258 partners. This number is sure to increase over time. When we did our credit card shopping portal survey, one of the things we noticed was the great overlap of merchant partners among different portals. For example, you are likely to find Macys in Discover, Chase, Citi, BOA etc. And they may give you different points per value (or cash back percentage) depending on which card (or rather issuer) you use. In that survey, we found that Discover gave the most rebates consistently if their merchants were also found on other portals.

When I looked at Hilton’s merchants, I noticed fewer overlaps with other portals or frequent flyer programs. This tells me that they have quite a few unique merchants (which should please Hilton members). The key thing here is that even if there is a merchant overlap and Hilton pays less points, your main priority of shopping on this portal is to maximize your HH points. So this should not really be a concern.

As far as I’m concerned, this is great news for HH members because it is another means to earn more HH points. This launch comes on top of their recent launch of the Citi&#174 Hilton HHonorsTM Reserve Card, where we estimate that their sign up bonus could be worth up to 100,000 points.

Below is s scrolling video of all their merchant partners2 for those of you who are curious.

References
1. Hilton HHonors Launches Global Shop-to-Earn Mall
2. Shop To Earn

AskMrCreditCard Daily Recap 17th August 2012

By: Mr Credit Card
08/17/2012

From our site

  • Chase is revamping the Sapphire Preferred Card
    Chase will be revamping the Chase Sapphire Preferred(SM) Card. The existing 40,000 bonus points offer is still good until Monday morning. What will be the sign up bonus be like when it is “revamped”? Who knows? They went from 50,000 to 40,000. It might be lower or higher (unlikely). It might stay the same and require higher spend limits. Anyhow, if you are on the fence, then you might want to pull the trigger over the weekend.
  • American Airlines Contest: Custom Vacation Package including 200,000 AA miles!
    American Airlines is having a contest now. You stand to get 200,000 AA miles and 6 nights stay at a Hilton Hotel. Better sign up.

    From Around the Web

  • There is always a first time taking a cruise
    You may like it or you may find that it is not your cup of tea. But chances are that you will come away with some great photos! Check out this writeup on an Alaska cruise trip.
  • Wanna Fly First Class to Hawaii for $328?
    There are always hacks and arbitrage around. And this one is a cool one I’ve seen in a while. Availability may be limited since it is “out on the web”. But it is always good to know. And who knows, you might be lucky enough to get a seat.
  • And here’s how to reduce the price to below $300!
    This is part 2 of the previous post with an even more interesting hack to “reduce” the price for that Hawaiian getaway!
  • Win 2 tickets on Singapore’s 19th A380 Airbus Delivery
    Singapore Airlines is giving away tickets for 2 to celebrate the delivery of their 19th A380 Airbus plane. You will get a behind the scenes tour at the Toulouse factory (land on 4th September 2012 with 2 nights stay) and depart for Singapore on 6th September 2012 for the “delivery”. The prize will be a pair of economy tickets from Singapore back to Toulouse. To enter, you have to sign up for a Singapore Airlines “Passport” by 28th August 2012 2359 GMT +8 (ie 2359 Singapore time). Draw will be held on 29th August 2012.

    • Bourne Legacy American Airlines 200,000 Miles Vacation Package Promotion

    By: Mr Credit Card

    American Airlines is having a contest now. And you stand to win a grand custom vacation package. Amongst the things you would get include 200,000 American Airlines AAdvantage Miles (yes, it is correct – 200k), and a six night stay at Hilton Hotels. To enter the contest, you have to jump through a couple of hoops. It involves watching 4 “video tutorials” on how to “maximize your earnings AA miles”. The screen shots and videos and quite slick. Here is the link.

    I’ve actually made a video on what is behind the page and what you have to watch before you can “sign up”. Enjoy.

    AskMrCreditCard Daily Recaps 15th August 2012

    By: Mr Credit Card
    08/15/2012

    Here are today’s updates and top stories:

    From AskMrCreditCard

  • Marriott’s Revamped Premier Card includes Trip Cancellation and Delay Insurance
    I just updated my review on the recently revamped affinity cards from Marriott and it has included trip cancellation and delay insurance (which is actually a great feature if you buy non-refundable tickets). But more importantly, the more I though about the fact that you can earn lifetime Elite Status and earnings from credit cards count, the more I concluded that this card was a no brainer if you are striving for lifetime elite status.
  • Time to check out student credit cards again
    Just updated our recommended list for student cards. School is about to start and if you are a student, you “might” want to consider getting one because it is the only time you could get a no annual fee card with rewards even if you have no credit history.
  • Reminder: 30,000 Sign Up Bonus from Starwood
    A reminder that Starwood is now offering 30,000 bonus points for new applicants on their affinity cards. Deal expires 3rd September 2012.

    • From Around The Web

  • Title says it all: The Agony of Determining What A Flight Really Cost
    My city’s newspaper has a piece on this confusing maze which we consumers have to go through to figure out “all-in-cost”. Thank goodness, it is getting slightly easier in credit card land!
  • American Airlines is introducing luggage delivery service
    I used to live in Japan years ago. It was a two hour train ride from Narita Airport to Tokyo via the Express Train! And when you travel with kids and have lots of baggage, the delivery service really came in handy. It is about time something like that was offered here.
  • Chance to earn 65,000 Hyatt points!.
    To be honest, I doubt many will actually reach that. But with 5,000 bonus points for a 5 night stay, it might just affect your fall and winter vacation plans. Check it out.
  • Emirates Amenity Kit Review!!!
    For those of you who collect or are into amenity kits, here’s a peak at what you get with flying Emirates.

    • Amex Platinum vs. Centurion Card – Comparison & Important Highlights

    By: Mr Credit Card
    08/14/2012

    Update : Amex is currently updating their offer on Platinum Card. The present features may not be updated and we will update them as soon as the new information becomes available.

    In the world of premium credit cards, American Express has staked the high ground with both its widely available Platinum card, and it’s exclusive Centurion card, also known as the black card. Both cards are defined by large annual fees, a broad spectrum of benefits, and dedicated followings of high income customers. Lets take a look at how the two cards compare.

    In this post, I will refrain from listing a whole laundry list of their features again. Instead, we will try to highlight some of the better features of these two cards and whether the “extra’ features and benefits of the centurion card justifies its’ additional fees.

    Similarities (almost) between the Platinum and Centurion Card:

    The way Amex builds its’ portfolio of cards is that each card upgrade will come with additional features. So we won’t be highlighting things like Gold Card Events, purchase protection features etc, that are commonly found in the Gold Card and other cards as well. The Centurion has almost all the features of the Platinum Card. But for most of them, the perks are slightly better. Below are some of the similar features. (in the next section, we will highlight features that the Centurion has the Platinum does not).

    Lounge Access: Platinum card members are granted free access to airport lounges around the world operated by American Airlines, US Airways, Delta, and Continental. All you need is a valid ticket for same day travel at most clubs. At US Airways, you don’t even need that, you admission is guaranteed regardless of which airline you are flying.
    read more

    AskMrCreditCard Daily Recap 13th August 2012

    By: Mr Credit Card
    08/13/2012

    What’s New On this Site?

    New review: Kaiku Visa&#174 Prepaid Card
    Weird sounding name it is. But it has one of the lowest monthly fees among all the prepaid cards out there. Find out what we think about this card.

    New review: Continental Finance Matrix Discover Card
    Yet another sub prime card review. Not too keen on these stuff. But when you have bad credit, you pay the price through higher fee!

    News From Around the Web

    Some Retailers are not for the Swipe Fee Settlement
    The devil is always in the details. And some retailers are not happy with the language in the 100 page document.

    Cutting lines while boarding a plane is really not a cool thing to do
    And there are consequences. You gotta check out the video of a student apologizing to the entire plane for cutting lines.

    What do expect when you spend $100mm on airport security system?
    Answer: Security! And not not someone just walking through the runway!

    Which airline has the widest first class seat?
    The answer is in the post, but unfortunately, it does not fly to the US!

    AskMrCreditCard Daily Recap – 10th August 2012

    By: Mr Credit Card
    08/10/2012

    Here are today’s update from our site and around the web.

    Latest reviews and posts

  • Have just updated shopdiscover.com merchant partner list
    We have just updated our shopdiscover.com online merchant partner list. As usual the number of merchants continue to grow and you earn a minimum of 5% cash back unlike other portals (which start at 2%).
  • Update on the Platinum vs Gold shootout
    We just updated our comparison shootout between the Amex Gold and Platinum charge cards to reflect the latest features and information we have on the card.

    • From around the web

  • Orchard Bank Cardholders being sent letter by Capital One
    Those of you who are Orchard Bank cardholders will have gotten an email telling you about the switch to Capital One. If you have not received it, it is worth checking your inbox and spam folder for it.
  • Got approved for Discover Student for $1,000 CL
    Discover’s minimum credit lines for their student card is $500. Quite rare to get a $1,000 line – but this post on creditboards.com still shows it is possible.
  • See how the BA Premium Economy Seats Looks Like
    Brett from Cranky Flier has also just experienced sitting in the British Airways premium economy seats and shares his thoughts on it.
  • Some Really Cool Pics of Crotia
    Check out these really cool pictures of Crotia (coastline). It should give you inspiration to rack up miles!

    • AskMrCreditCard.com Daily Recap – 9th August 2012

    By: Mr Credit Card
    08/09/2012

    Here are today’s top stories and recaps from us and around the web.

    Ask Mr Credit Card Stories and Reviews

  • Guess how much is the Weekend Stays Bonus on the New Citi&#174 Hilton HHonorsTM Reserve Card worth?
    What is the value of the 2 weekend nights bonus stay at the Hilton Hotels? Well, it depends on what category you redeemed for. And it turns out that the sign up bonus alone could be worth 100k points!
  • You Can Earn 5 Points at Amazon.com with This Card
    If you are an amazon.com “frequent shopper”, you might just want to add this card into your arsenal as you can earn 5 points on shopping with “bookstores”. And guess what is amazon.com classified as?
  • Update on Discover’s Gift Card Partners
    We have just updated the list of gift card partners that Discover has (the list keeps growing albeit slowly). For those of you who do not know, you can potential double the value of the cash rebates you have earned by exchanging them for these instead (hint: many cruise partners allow 2X redemption).
  • GE is now the issuer for Toys R Us cards, taking over from Chase
    GE has taken over being the issuer of Toys R Us credit card (actually a MasterCard) from Chase. There are some subtle changes. Existing holders will have been given the new cards. As far as we understand, you can no longer log into your Chase account.

    • Stories from Around the Web

  • Thread on myFico: Denied a Wells Fargo Secured Card
    There is thread over at myFICO about a student being denied a secured credit card because of low equifax scores. A common misconception is that you will be approved for a secured credit card regardless. Wrong. Big mainstream banks do not automatically approve you.
  • BOA “closes” inactive account?
    There is also another interesting thread about BOA sending a letter to a cardholder for six months wanting to close their credit card. This sort of stuff happened a lot in 2009 after the financial crisis. Sometimes, who a card is chosen seems random to me. I’ve had the Merrill Lynch Visa Signature and have not used it for close to 2 years. So far, BOA seems happy with me!
  • A peek into British Airways First Class
    For those of you who have signed up and got your 100k BA Avios miles, perhaps this post will be an inspirations and vindication that you have made the right choice. Bet you are now looking forward to using the miles and flying BA!

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