Barclay Platinum Credit Card
Summary: The Barclay Platinum Credit Card with Balance Transfer offers a great introductory rate on balance transfers and purchases as well as a rewards program and many other benefits and features.
Benefits and Features: No annual fee and new card members 0% interest on balance transfers until July 2011 from account opening with a 2.9% handling fee and 0% interest on purchases for three months.
- Contactless payment technology allows quick payment for purchases £15 or under.
- Barclaycard Unwind gives cardmembers access to the hottest tickets and live sessions, news and reviews.
- Identity Protection Service gives advice on protecting your identity.
- Safe shopping measures that include fraud monitoring with Chip and PIN and monitoring your account for unusual spending.
- Purchase delivery protection gives cardholders protection against lost or damaged goods that are ordered and delivered from UK suppliers online.
- Emergency worldwide assistance with traveling abroad.
- Travel service if you pay with your Barclaycard, you will receive offers for deals on worldwide destinations.
Barclaycard Freedom Rewards Program: Receive reward money when you shop at participating retailers and redeem it on future purchases.
Conclusion: The Barclay Platinum credit card is ideal for those that are looking for a card with a rewards program as well as a 0% balance transfer and 0% on purchases offer. This card is available to those with a “good” credit rating though. If you have a history of bankruptcy, County Court Judgments (CCJs) or IVAs registered in the past 5 years, you will probably not qualify for this credit card. You will also need to be 21 years of age or older and have an annual income of more than £20,000 pa.
