American Pacific Bank Credit Cards

American Pacific Bank issues three credit cards - the visa classic, gold mastercard and the secured visa. Below is a brief description of these cards.

The Visa Classic is the most basic card offered by American Pacific Bank. It comes with an annual fee of $19.00. It's website spells out clearly the criteria you have to meet to get approved for this card. For example, you need to have a minimum income of $12,000 and have a debt to income ratio of lower than 40%. You can read our review of the American Pacific Bank Visa Classic here.

The Gold Mastercard is a step up from the Visa Classic. The criteria of approval is more stringent, but you get a lower interest rate. Still, you have to pay an annual fee. Find out more about the American Pacific Bank Gold Mastercard.

The Secured Visa is designed for those with no credit or poor credit. Even those who have filed for bankruptcy can apply for this card. Read our review of the American Pacific Bank Secured Visa.