Review of the Harrah's Total Rewards Credit Card
Card issued by Bank of America, N.A. (USA)

Summary - The Harrah's Total Rewards Credit Card will appeal to those who play at Harrah's Casinos and are members of their Total Rewards program as it allows you to earn points that can be added to your Total Rewards account balance.

Reward Formula - The Harrah's Total Rewards Visa allows you to earn one Total Rewards credit for every dollar you spend on the card. These Reward Credits will be added to your Total Rewards account balance, which can also earned by your gaming play at any Harrah's Operating Company casino and can be used to redeem a variety of rewards from Harrah's Total Rewards program. You can earn up to 40,000 Total Rewards points in one month. New cardholders get 2,500 bonus points after their first transaction on the card. As long as you use the card once every six months, your points will not expire.

Annual Fee and APR - The Harrah's Total Rewards credit card has no annual fee. New cardholders get a 0% introductory apr on both cash advance checks and balance transfer (subject to a balance transfer fee). The apr thereafter is either 7.90% or 13.99% depending on your credit. As with all Bank of America credit cards, the average daily balance method (including new purchases) is used to calculate your monthly balance.

Verdict - The high roller would spends at lot of time at Harrah's casinos should consider getting the Total Rewards® Credit Card from Bank of America® to earn more Total Rewards credits for their next Harrah's visit. You also get a good 0% introductory offer for both balance transfers and cash advance checks and a low interest rate as well.

Positives