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Review of the Ducks Unlimited WorldPoints™ Platinum Plus® Visa®
Card issued by FIA Card Services, N.A.
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Summary - The Ducks Unlimited WorldPoints™ Platinum Plus® Visa® is reward credit card that also contributes a portion of your spending on the card towards nature conservation. Find out more about this card.
Reward Formula - The Ducks Unlimited Credit Card allows you to earn one point for every dollar you spend on the card. You can use reward points to redeem travel, shopping and cash rebates from the WorldPoints reward program. You can unlimited points which are valid for five years. New cardholders get Cobra 2-way radio once your new card is activated.
Nature Conservation - For every dollar that you spend on the card, a portion is donated to Ducks Unlimited which is used for the conservation of nature.
Fees - There is no annual fee for this card. The APR is fixed at 9.99% for platinum plus members and 15.99% for preferred members (which will depend on your credit history). The average daily balance method is used to calculate monthly balances. New cardholders get an introductory 0% APR on balance transfers and cash advance checks for 12 billing cycles.
WorldPoints Rewards - The WorldPoints rewards is an all-round reward program with travel, shopping and cash back rewards. Its travel reward is very much in line with other credit card reward programs, which require 25,000 points for a free airline ticket. There are no blackout dates and you can fly on most major airlines. The cash back reward pay up to 1% cash rebates. The WorldPoints program also has more gift certificate partners than most other reward programs..
Verdict - If you feel strongly about nature conservation and the Ducks Unlimited Organization, then you should consider getting the Ducks Unlimited WorldPoints™ Platinum Plus® Visa® as a portion of every dollar you spend on the card is donated towards the Ducks Unlimited organization. Furthermore, you get a good reward program and also a good 0% balance transfer deal.
Positives
A portion of the dollar you spend on the card is donated to the Ducks Unlimited OrganizationEarn unlimited pointsNo annual fee0% APR offer on balance transfers and cash advance checks for 12 billing cycleslow interest rate
| Ducks Unlimited WorldPoints™ Platinum Plus Visa® |
| Reward Benefits |
| Point Accumulation |
1 Point for every dollar you spend on purchases |
| Point Expiration |
5 years |
| Caps on Points |
Earn unlimited Points |
| Cost/Fees/Interest rates |
| Introductory rate |
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles. |
| Annual Fee |
No annual fee |
| Purchase APR |
9.99% for Platinum Plus accounts, or 15.99% for Preferred accounts |
| Balance Transfer APR |
9.99% for Platinum Plus accounts, or 15.99% for Preferred accounts |
| Cash Advance APR |
19.99% |
| Grace Period |
25 days |
| Balance Calculation Method |
Average Daily Balance (including new purchases) |
| Balance Transfer Fee |
3%, min $10.00 |
| Advance checks fee |
3%, min $10.00 |
| ATM Cash Advance fee |
3% min $10.00 |
| Other Cash Advance fee |
3% min $10.00 |
| Over-the-credit-limit fee |
Based on your balance as of the day the fee is assessed - $15 if $500 or less; $29 if between $500.01 and $1000; $39 if over $1000 |
| Late Payment fee |
Based on your balance on the late fee posting date - $15 if $100 or less; $29 if between $100.01 and $250; $39 if over $250 |
Apply for the Ducks Unlimited WorldPoints™ Platinum Plus® Visa®
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