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The Citi® Platinum Select® Card for College Students was last reviewed on 30th July 2008
Summary - The Citi® Platinum Select® Card for College Students is a very good starter student credit card from Citibank. This card has no annual fee, and comes with the usual top notch services from Citibank. Cardholders will also get periodic discounts from various brand name merchants. Find out more about this card.
Fees - There is no annual fee. The APR is at prime rate plus
7.99%. You get a 0% APR on balance transfers for 6 months. The average daily balance method (including new purchases) is used to calculate your monthly balances.
Discounts from Favorite Stores - Cardholders will receive periodic discounts and offers from brand name stores.
Card Services and Benefits - As with most other Citicards, this card comes with the following benefits.
Citi Identity Theft SolutionsCiti Photocard optionThe Lost Wallet ServiceFree Online Account ManagementPersonal information protected by Citibanks' Privacy Policy$0 liability on unauthorized charges
Requirements - To get this card, you need to be a student and above 18 years of age. However, there are no minimum income or cosigner requirements.
Verdict - We recommend the Citi® Platinum Select® Card for College Students to the college student who is looking for a basic credit card from a big reputable bank. This card provides great services and benefits and also offers discounts from merchants which students will find very useful.
Positives
No annual fee0% APR on balance transfers for 6 months
| Citi® Platinum Select® Card for college students |
| Cost/Fees/Interest rates |
| Introductory rate |
0% APR on balance transfers for 6 months |
| Annual Fees |
No annual fee |
| Purchase APR |
Prime Rate plus 7.99% |
| Balance Transfer APR |
Prime Rate plus 7.99% |
| Cash Advance APR |
Prime Rate plus 14.99%, min 19.99% |
| Penalty/Default Rate |
Prime Rate plus 23.99%, min 28.99% |
| Min Finance Charge |
$0.50 |
| Grace Period |
20 days |
| Balance Calculation Method |
Average Daily Balance (including new purchases) |
| Balance Transfer Fee |
3%, min $5.00 |
| Cash Advance fee |
3% ,min $5.00 |
| Over-the-credit-limit fee |
$35.00 |
| Late Payment fee |
$15.00 - less than $100
$29.00 - $100 to $250
$39.00 - $250 and above |
Apply for the Citi® Platinum Select® Card for College Students
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