| Citi® Diamond Preferred® Card |
| Other Benefits |
Annual account summary
Automatic bill payments
Zero Liability on unauthorized purchases
Free online services |
| Cost/Fees/Interest rates |
| Introductory rate |
0% for 6 or 12 months for purchases
0% for 6
or 12 months for balance transfer from date of transfer. Account has 6 or 12 months for transfer |
| Annual Fees |
No annual fee |
| Purchase APR |
As Low as 8.49% |
| Balance Transfer APR |
As Low as 8.49% |
| Cash Advance APR |
Prime Rate plus 14.99% min 19.99% |
| Penalty/Default Rate |
Prime Rate plus 23.99%, min 28.99%, whichever is greater |
| Overdraft Advance Rate |
13.99% fixed (not available in some states) |
| Min Finance Charge |
$0.50 |
| Grace Period |
20 days |
| Balance Calculation Method |
Average Daily Balance (including new purchases) |
| Balance Transfer fee |
3% min $5.00 |
| Other Cash Advance fee |
3% min $5.00 |
| Over-the-credit-limit fee |
none |
| Late Payment fee |
$15.00 up to but not including $100
$29.00 from $100-$250
$39.00 for more than $250 |
