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The Citi® Bronze® / AAdvantage® MasterCard® was last reviewed on 17th March 2008
Summary - We recommend the CitiŽ BronzeŽ/AAdvantageŽ World MasterCardŽ to members of AAdvantage® frequent flyer program who wants a credit card to earn airline miles but yet does not want to pay any annual fee. This is one of the rare airline credit cards with no annual fee. Find out more.....
Reward Formula - The Citi® Bronze® / AAdvantage® World Mastercard® is a one of the few airline credit cards with no annual fee. However, the rate in which you earn miles is slightly lower than average, one mile for every two dollars that you spend on the card. You can earn up to 25,000 miles, but elite AAdvantage® members can earn unlimited miles. AAdvantage® miles do not expire if your account is active within 36 months. You will also get 5,000 miles as a signing bonus after your first purchase.
Annual Fee and APR - As mentioned earlier, there is no annual fee. The apr is at prime rate plus 9.99%, which appears to be the standard rate for all airline credit cards. Citibank uses the average daily balance method to calculate monthly balances.
Key AAdvantage® Highlights - Here are a few key features of the AAdvantage program.
1. AAdvantage® members face no blackout dates for AAdvantage® award travel on American Airlines, American Eagle & AmericanConnection carriers
2. American Airlines partners with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide
Verdict - This is one of the rare frequent flyer credit cards with no annual fee. The price for that is that you need to spend two dollars to earn one mile. However, AAdvantage® members who do not want to pay any annual fee on an airline credit card should get the CitiŽ BronzeŽ/AAdvantageŽ World MasterCardŽ, rather than the gold or world mastercard version.
Positives
No annual fee
| Citi® Bronze® / AAdvantage® World Mastercard® |
| Miles Benefits |
| Bonus Miles |
5,000 miles after first purchase
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| Miles Accumulation |
1 mile for every $2 spent on purchases
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| Miles Expiration |
No expiration if account is active within 18 months |
| Caps on miles |
25,000 miles- Aadvantage® Executive Platinum, AAdvantage® Platinum and AAdvantage® Gold members can earn unlimited miles |
| Other Benefits |
| Online account management, payment, statements. |
| Cost/Fees/Interest rates |
| Introductory rate |
No introductory APR |
| Annual Fee |
No annual fee |
| Purchase APR |
Prime Rate plus 9.99% |
| Cash Advance APR |
Prime Rate plus 14.99% min 19.99% |
| Penalty/Default Rate |
Prime Rate plus 23.99% or 28.99% whichever is greater |
| Min Finance Charge |
$0.50 |
| Grace Period |
20 days |
| Balance Calculation Method |
Average Daily Balance (including new purchases) |
| Cash Advance fee |
3% min $5.00 |
| Over-the-credit-limit fee |
$39.00 |
| Late Payment fee |
$15.00 - up to but not including $100.00
$29.00 - from $100-$250
$39.00 for more than $250 |
Apply for the CitiŽ BronzeŽ/AAdvantageŽ World MasterCardŽ
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