HACKER SAFE certified sites prevent over 99.9% of hacker crime.
 
 
Editor's Choice
Recommended Cards
Best Credit Cards (Personal Cards)
Best Business Credit Card
   
 
Low Rate
Low Interest Credit Cards
Balance Transfer Credit Cards
   
 
Rewards
Cash Back Credit Card Calculator
Cash Back Credit Cards
Travel Rewards Credit Cards
Airline Miles Credit Cards
Hotel Credit Cards
Gas Station Credit Cards
Auto Credit Cards
Retail Store Credit Cards
Sports Credit Cards
   
Bad Credit/No Credit
Credit Cards for People with Bad Credit
Unsecured Credit Cards for Bad Credit
Fair Credit Cards Credit for People with Improving Credit
No Credit Credit Cards - For People with No Credit
Secured Credit Cards
Prepaid Credit Cards
   
 
Students
College Student Credit Cards
Low Apr Student Credit Cards
   
 
Business
0% Apr Business Credit Cards
Low Interest Business Credit Cards
Cash Back Business Credit Cards
Business Credit Cards with Rewards
Airline Miles Business Credit Cards
   
 
Other Credit Card Goodies
Credit Card Tips and Articles
Readers Choice
Newsletter
Newsletter Archives
Blog
   
 
Credit Card Companies
Credit Card Issuers
Advanta Bank
American Express
American Pacific Bank
Bank First
Bank of America
Branch Bank and Trust
Capital One®
Chase Manhattan Bank Credit Cards
Citicards
Discover Cards
Etrade
First Bank of Delaware
First PREMIER Bank
Four Oaks Bank and Trust
HSBC Bank Credit Cards
Metabank
National City Bank
New Millennium Bank
Nordstrom Bank
Pulaski Bank
State Farm Bank
Target National Bank
USA Credit
Wells Fargo
World's Foremost Bank




Review of the Choice Privileges® Visa Card
("Card issued by Bank of America, N.A. (USA)")

The Choice Privileges® Visa Card was last reviewed on 10th May 2008

choice privileges visa platinum
Summary - Choice Privileges is a reward program for the budget conscious traveller with over 3000 locations in the US. The reward program is simple - no tier membership and has a standard 10 points for every dollar spent accumulation formula. Having a Choice Privileges® Visa® Card will allow you to earn faster points. Let's look at this card in more detail

Reward Formula - The Choice Privileges® Visa Card allows the cardholder to earn 5 points for every dollar spent at Choice Privileges locations throughout the US, Canada & Mexico, including Comfort Inn®, Comfort Suites®, Quality®, Sleep Inn®, Clarion® and MainStay Suites®. As a Choice Privileges member, you will earn 10 points for every dollar you spend. Hence, you will earn 15 points per dollar when you have this card. You earn two points for every dollar you spend on other purchases. You can earn unlimited points. Choice Privileges points expire in two years. New cardholders will get one night of free stay at any Choice Privileges location.

Annual Fee and APR - The Choice Privileges Visa Platinum Card has no annual fees. You get a 1.9% APR on both purchases and balance transfers for six billing cycles. The APR is prime rate plus 13.99%. The average daily balance method (including new purchases) is used to calculate monthly balances.

Verdict - We recommend the the Choice Privileges® Visa® Card to the Choice Privileges frequent guest member to earn faster points.

Positives

  • Earn 15 points for every dollar you spend at Choice Privileges locations
  • No annual fee
  • Earn unlimited points
  • New cardholders get one night of free stay


  • Choice Privileges® Visa® Card
    Reward Benefits
    Points per Dollar 2 points per dollar
    Points per Dollar spent at Choice Privileges locations 15 points (2)
    Points Expiration Points earned in a calender year will expire on 31st December of the 2nd calender year following the year during which points were earned
    Yearly Limits on miles you can earn None
    Bonus Miles 8000 bonus points at first purchase
    Perks/Notations
    Total Security Protection
    Various Internet account related services.
    Up to $500,000 in travel accident insurance.
    Auto rental insurance
    Extended warranty protection
    Various travel and emergency assistance services
    Lost luggage recovery
    Year-end summary statement
    Zero liability for unauthorized use of the card
    Optional personal photo on card
    Optional mini card
    See website for additional benefits
    Cost/Fees/Interest Rates
    (APR) Purchase Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate between Prime + 13.99%
    (APR) Balance Transfer APR Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate between Prime + 13.99%
    (APR) Cash Advance 21.99% Variable * minimum 19.99% . (P + 15.99%)
    Finance Configuration Average Daily Balance (including new purchases)
    Annual Fees None
    Additional Cardholders $0
    Grace Period 20 days (Min)
    Minimum Credit Limit $500
    Late Payment fee $19.00 - less than $100.00
    $29.00 - $100 to $1,000
    $39.00 - more than $1,000
    Over-the-credit-limit fee $35.00
    Cash Advance fee 3% min $10.00
    Balance Transfer fee None


    Apply for the Choice Privileges® Visa® Card










     
    Become a Member of the Credit Card Tips and Strategies Newsletter and get the latest update on credit card news and reviews.

    Your information is safe and will not be shared

    Please check your email after you submit and click the confirmation link to activate your subscription
    Email:
    Name:
     
    Most Popular Articles
    Where to get a no annual fee Continental Airlines OnePass credit card?
    Which Hilton Hhonors credit card to get? Visa or Amex?
    Which Marriott Rewards Credit Card to get?
    Which American Airlines Aadvantage card to get?
       
     
    Popular Reviews
    Discover Gas Card
    Discover Platinum Card
    Chase Flexible Rewards
    Chase Platinum
    Blue Cash
    United Mileage Plus Visa
    Continental Airlines Word Mastercard
    Citi Platinum Select Card
    Citi Diamond Preferred Rewards Card
    American Express Preferred Rewards Gold Card
    Alaska Airlines Visa
    Hawaiian Airlines Visa
    JetBlue Card
    Citi Aadvantage World Mastercard
    Orchard Bank Mastercard
    Starwood Preferred Guest Credit Card
    GM Flex Card
    Union Plus Credit Card
    Tribute MasterCard
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       


     
     
    Web www.askmrcreditcard.com

     

    Credit Card | Privacy Policy | Terms and Conditions | About Me | Contact Me Site Meter

    © www.askmrcreditcard.com All Rights Reserved