| Chase Ultimate Rewards Mastercard |
| Reward Benefits |
| Reward Formula |
Earn 1 point for every dollar you spend on purchases |
| Caps on Points |
You can earn points up to your given credit limit |
| Points Expiry |
3yr |
| Travel and Insurance Benefits |
| Up to $500,000 Automatic Travel Accident Insurance |
| Other Benefits |
Online Account Access
Online account statements
Chase Bill Management Center
Credit Line increases |
| Cost/Fees/Interest rates |
| Introductory rate |
0% introductory APR on balance transfers for first 12 months |
| Annual Fees |
No annual fee |
| Purchase APR |
Prime Rate plus 4.99%, 8.99% or 12.99% |
| Balance Transfer APR |
Prime Rate plus 4.99%, 8.99% or 12.99% |
| Cash Advance APR |
Prime Rate plus 15.99%
min is 19.99% for Elite and Premium Pricing
min is 23.99% for Standard Pricing |
| Penalty/Default Rate APR |
Prime Rate plus 23.99% |
| Min Finance Charge |
$1.00 |
| Grace Period |
20 days |
| Balance Calculation Method |
Average Daily Balance (including new purchases)
For biliing cycles ending on or after 1st March 2005, balances will be calculated using the 2-cycle average daily balance method (including new purchases) |
| Balance Transfer Fee |
$75.00 per transaction
3%, max $75.00 during introductory period |
| Cash Advance fee |
3% min $10.00 |
| Foreign Currency Conversion fee |
2% |
| Over-the-credit-limit fee |
$35.00 |
| Late Payment fee |
$15.00 - up to but not including $250
$39.00 - $250.00 and greater |
