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Review of Chase Subaru Platinum MasterCard®

The Chase Subaru Platinum MasterCard® was last reviewed on 6th March 2008

chase subaru
Reward Formula - The Chase Subaru Platinum MasterCard® pays three Subaru Bucks for every dollar you spend on your card for ANY purchase. (ie 3% rebate payout). You will get $100 worth of reward coupon once you have accumulated 100 SubaruBucks. You can earn up to 500 SubaruBucks in one calendar year. That means you will earn rebates for spending up to $16,667. The reward coupons are redeemable for parts, service, or the purchase or lease of a brand new Subaru vehicle at any authorized Subaru dealership located in the continental United States, including Alaska.

Annual Fee and APR - The Chase Subaru Platinum MasterCard® has no annual fee. The apr prime rate plus 5.99%, 9.99% or 14.99%. You get an introductory 0% apr on purchases, balance transfer and balance transfer checks for six months from the date of account opening. You have to pay a balance transfer fee during the introductory period. This card uses the average daily balance method (including new purchases) to calculate your monthly balance.

Summary - We recommend the Subaru® Platinum MasterCard® to the Subaru or potential Subaru owner as he or she will be able to use rebate coupons for Subaru parts and services and also buy or lease a new Subaru vehicle.

Positives

  • Earn 3% rebate on ALL purchases
  • No annual fee


  • Chase Subaru Platinum MasterCard®
    Reward Benefits
    Rebate Percentages Earn 3% Subarubucks rewards on all Subaru purchases
    Caps on Points Up to 500 Subarubucks a year
    Travel and Insurance Benefits
    Auto Rental Insurance
    Other Benefits
    Purchase protection plan
    24 hour customer service
    Online account access
    Chase Bill Management Center
    Credit Line increases
    Cost/Fees/Interest rates
    Introductory rate 0% introductory APR on balance transfers for first 6 months
    Annual Fee No annual fee
    Purchase APR Prime Rate plus 5.99% for Elite Pricing
    Prime Rate plus 9.99% for Premium Pricing
    Prime Rate plus 14.99% for Standard Pricing
    Balance Transfer APR Prime Rate plus 5.99% for Elite Pricing
    Prime Rate plus 9.99% for Premium Pricing
    Prime Rate plus 14.99% for Standard Pricing
    Cash Advance APR Prime Rate plus 15.99%
    min is 19.99% for Elite and Premium Pricing
    min is 23.99% for Standard Pricing
    Penalty/Default Rate APR Prime Rate plus 23.99%
    Min Finance Charge $1.00
    Grace Period 20 days
    Balance Calculation Method Average daily balance (including new purchases)
    Balance Transfer Fee 3%, max $75.00
    Cash Advance fee 3% min $10.00
    Foreign Currency Conversion fee 3%
    Over-the-credit-limit fee $35.00
    Late Payment fee $15.00 - up to $250
    $39.00 - greater than $250











     
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