By : 
Mr Credit Card
Mr Credit CardReview of the Chase Platinum Student Credit Card
Summary - The Chase Platinum Student Credit Card is a basic no-frills credit card designed for the college student. The highlight of this card is that you get an introductory 0% apr for both purchases and balance transfers for 12 billing cycles. The apr is slightly lower than most other student credit cards as well. Find out more..... Fees - The chase Platinum Student credit card has no annual fee. The APR is Prime Rate plus 7.99% or 14.99%. The 2-cycle average daily balance method is used to calculate monthly balances.
Other benefits - Cardholders will get benefits like
Verdict - The Chase Platinum Student credit card is a good basic student credit card that should appeal to most students.
Update : - Chase now now replaced their student credit cards with the Chase + 1SM Student MasterCard.
| Chase Platinum Student Credit Card | |
| Travel and Insurance Benefits | |
| Up to 100,000 Automatic Travel Accident Insurance Auto rental insurance |
|
| Other Benefits | |
| Free enrollment in Chase Ultimate Rewards Program Zero liability for fraudulent purchase Free online account summary Online Account Access Online account statements |
|
| Cost/Fees/Interest rates | |
| Introductory rate | 0% APR for 12 billing cycles (purchase and balance transfer) |
| Annual Fees | No annual fee |
| Purchase APR | Prime Rate plus 7.99% or 14.99% |
| Balance Transfer APR | Prime Rate plus 7.99% or 14.99% |
| Cash Advance APR | Prime Rate plus 15.99% |
| Penalty/Default Rate APR | Prime Rate plus 23.99% |
| Min Finance Charge | $1.00 |
| Grace Period | 20 days |
| Balance Calculation Method | 2-cycle average daily balance method (including new purchases) |
| Balance Transfer Fee | 3%, min $5.00 max $75.00 No balance transfer fee during introductory period |
| Cash Advance fee | 3% min $10.00 |
| Foreign Currency Conversion fee | 3% |
| Over-the-credit-limit fee | $35.00 |
| Late Payment fee | $15.00 - up to but not including $250 $39.00 - $250 or greater |
Apply for the Chase + 1SM Student MasterCard®