| Chase FreedomSM Credit Card |
| Rebate Formula |
Earn 3 point or 3% cash rebates for every dollar spent on the highest 3 categories of "everyday purchase" items in a given month
Earn 1 point or 1% cash rebate for every dollar spent on regular purchases |
| Travel and Insurance Benefits |
Up to $500,000 Automatic Travel Accident Insurance
Auto rental insurance
Travel and Emergency Assistance |
| Other Benefits |
Online Account Access
Zero liability on unauthorized purchases
Warranty Manager |
| Cost/Fees/Interest rates |
| Introductory rate |
N.A. |
| Annual Fee |
No annual fee |
| Purchase APR |
Prime Rate plus 9.99% |
| Balance Transfer APR |
Prime Rate plus 9.99% |
| Cash Advance APR |
Prime Rate plus 15.99% (min is 19.99%) |
| Penalty/Default Rate APR |
Prime Rate plus 23.99% |
| Min Finance Charge |
$1.00 |
| Grace Period |
20 days |
| Balance Calculation Method |
Average Daily Balance (including new purchases) |
| Balance Transfer Fee |
3% of transaction (min is $5.00, max is $99.00) |
| Cash Advance fee |
3% min $10.00 |
| International Transaction Fee |
3% of US Dollar Amount |
| Over-the-credit-limit fee |
$39.00 |
| Late Payment fee |
$15.00 - up to but not including $100
$29.00 - $100 to $250.00
$39.00 - $250 and above |
