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Very few people realize that there are cash back debit cards. Truth is there are few prepaid debit
cards that offer a very good cash rebate program.
Unlike regular credit cards that have their own reward program, many functions of prepaid credit cards are
outsourced to various third parties. For example though Four Oaks Bank and Trust, Metabank or Bank First are
technically the issuers of most prepaid debit cards, the cards are managed mostly by EDPReporting and a couple
of other firms. Same goes for the reward program. Cash back Debit cards have their cash rebate programs
by AmeriDollars.
I was actually surprised when I saw the list of merchants that are on this program. I was even further surprised
by the amount of rebates that were given. They ranged from 1.5% to as high as 10%. Many of the merchants pay
a 5% rebates on average. Take a look for yourself.
AmeriDollars Cash Rebate Merchants
| Merchants |
Rebate |
| Target.com |
2.5% |
| MLB.com |
4.5% |
| Bluefly |
5% |
| TheSportsAuthority.com |
2.5% |
| Avenue.com |
5% |
| Gap.com |
2% |
| KMart.com |
2.5% |
| Home Shopping Network |
5% |
| Addidas |
5% |
| Ashford.com |
3.5% |
| BareNecessities.com |
5% |
| Crabgrab.com |
5% |
| The Chocolate Lizard.com |
5% |
| SmartBargains.com |
4% |
| ChampionCatalog.com |
5% |
| dELIAs.com |
2.5% |
| NYC Police Foundation Store |
3.5% |
| Reebok.com |
2.5% |
| WBShop.com |
5% |
| ACE Hardware Online |
2.5% |
| Brookstone.com |
2% |
| Dollar Rent a Car |
2.5% |
| Barnes&Noble.com |
2.5% |
| DisneyStore.com |
2.5% |
| SubscriptionDiscounts.com |
10% |
| 123 Posters |
5% |
| Eckerd |
7.5% |
| ESPN the Magazine |
$4.00 |
| Financial Times |
$17.00 |
| NYTimes.com |
50% when you subscribe at NYTimes.com
$12.50 on any purchase |
| CircuitCity.com |
1.5% |
| Dell |
2.5% |
| The Sharper Image |
5% |
| Fujitsupc.com |
2% |
| FONcentral.com |
$30.00 |
| OfficeDepot.com |
2.5% |
| Home Shopping Network |
5% |
| Software Splash |
10% |
| Databazaar |
1% |
| Equifax |
7.5% |
| Radioshack.com |
2.5% |
| KB Toys |
2.5% |
| DisneyMovieClub.com |
$2.50 |
| LillianVernon.com |
3% |
| Bestbuy.com |
1.5% |
| Batteries.com |
5% |
| Discover Card |
$12.50 when you apply and are approved on a Discover Card |
| DiscoverStore |
4% |
| Game Stop |
2.5% |
| RapidSatellite.com |
$12.50 |
| Salvy The Florist |
5% |
| My Butcher |
5% |
| Bittersweet Candle Company |
10%
Free shipping and handling over $100 |
| SilkGreenHouse |
5% |
| La Gavia Imports |
5% |
| Game Stop |
2.5% |
| The Vitamin Shoppe |
4% |
| Cooking.com |
5% |
| Sephora.com |
4.5% |
| Avon |
6% |
| 1800Contacts.com |
4% |
| Zirh Skin Nutrition |
7.5% |
| Lancome |
3% |
| Nutri/System |
7.5% |
| WebMD.com |
12.5% |
| Christmas Tree Factory |
5% |
| Naturerugs.com |
18% |
| Cooking.com |
5% |
| Mikasa.com |
2% |
| blue nile |
2.5% |
| The Baby Joint |
5% |
| Crayola.com |
4% |
| QwikFliks |
4% |
| Columbia House |
$2.50 when you sign up |
| ToonUniversity.com |
5% |
| Petswarehouse |
5% |
| Club Photo |
5% |
| GolfClubs.net |
5% |
| BasProShops.com |
2.5% |
Frankly speaking, this list is better than many stand alone retail store credit cards. The only
downside to getting a prepaid card with the AmeriDollars cash rebate program is that you do not build
your credit history with these cards. But if all you care about is shopping rebates, then consider the
cards below.
Cash Back Debit Cards
The Secure Deposit Card PrePaid MasterCard offers FREE registration to the AmeriDollars cash rebate program. What makes this card stand apart from other prepaid credit cards is you are given a second card at no additonal cost. Hence, this is the perfect prepaid credit card for a parent to give to their teens (as they can control how much is in the card).
The Executive Plus Prepaid MasterCard Card also offer the AmeriDollars cash rebate program. In addition to that, you are allowed to register for free in the Travel Group, which is a travel club. Membership of benefits in the Travel Group include a free 3-days, 2-nights stay at partner hotels in over 20 cities, plus up to $1,000 worth in various travel related discount vouchers and much more. This card should interest those who want to get discounts via the AmeriDollars cash rebate program and the Travel Group.
Lastly, the Mother Love Prepaid MasterCard Card is a more basic cash back debit card that offers the AmeriDollar cash rebate program with of the other extra features that the above mentioned cards offer.
Update (July 2006) - These cards have been discontinued at present, there are no prepaid credit cards offering cash back as a reward.
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