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Below are cardholders review of the Rewards 660 Visa®
Date :18th July 20006
First Name: Ann
Which credit card are you reviewing?: Rewards 660
How long have you had this card?: 2-3 years
Rewards and Benefits: Poor - not happy, looking for a new card perhaps.
Cost and Fees: Poor - high annual fees and/or high apr
Customer Service: poor - poor service, rude, could not get things resolved.
Comments : I got this card and immediately paid off the "service fee" of $250. It took Rewards more than 2 weeks to credit the account, they said that was their policy. THEN they reported my account as overdue because their policy is not to credit the account right away...and charge me a late fee. THEN Rewards 660 responded by saying that once the payment cleared that I was to send them documentation that it cleared. They claimed they would never know unless people send them proof. THEN they closed my account when I refused to jump through any more loops and asked them to refund my money. They reported the account closed to credit bureaus. NOW, they are charging me $35 for a credit line increase on a card that's closed. And they've refused to refund my money. I've reported them to the TX Attorney General's office. And I hear that two of the three credit bureaus are no longer accepting reporting from them.
Would you recommend this card?: No
Date : 10th May 2006
First Name: Venus
Which credit card are you reviewing?: Rewards 660
How long have you had this card?: less than 1 year
Rewards and Benefits: Poor - not happy, looking for a new card perhaps.
Cost and Fees: Poor - high annual fees and/or high apr
Customer Service: poor - poor service, rude, could not get things resolved.
Comments : I have had my card since July and always paid my payments on time and up til this month my payments were being posted right away when I paid them. They recently raised me to a $500 credit limit and I paid the balance off on 04/27/2006 it is now 05/10/2006 and they still have not posted my available credit to my account. This is the first time this has happened and I believe it is because I never paid it off before. I tried to call the customer service number and no one answers it just rings.
Would you recommend this card?: No
Date : 10th Jan 2006
First Name: Brena
Which credit card are you reviewing?: Rewards 660
How long have you had this card?: less than 1 year
Rewards and Benefits: Poor - not happy, looking for a new card perhaps.
Cost and Fees: Poor - high annual fees and/or high apr
Customer Service: poor - poor service, rude, could not get things resolved.
Comments : This creditor is reporting something as negative credit and this is false. I don't know how I can get in touch with customer service so I can resove this, can some one please help me?
Would you recommend this card?: No
Date :25th Dec 2005
First Name: meez
Which credit card are you reviewing?: Rewards 660
How long have you had this card?: less than 1 year
Rewards and Benefits: Not relevant - my card is a basic card with no rewards
Cost and Fees: Average - I can live with fees as the rewards are good
Customer Service: Good - resolved my questions and inquiries promptly and politely
Comments : I hope that they will continue to offer this card for good people with bad credit. This is one of the few companies that give people a second chance. I like the fact that you can pay down your balance one day and have the money available the same or very next day.
Would you recommend this card?: Yes
Date Posted :21 November 2005
First Name: D
Which credit card are you reviewing?: Rewards 660
How long have you had this card?: less than 1 year
Rewards and Benefits: Good - I am happy with it
Cost and Fees: Average - I can live with fees as the rewards are good
Customer Service: Good - resolved my questions and inquiries promptly and politely
Comments : My initial experience with this card is as good as expected. Credit
score is gradually getting better each month, and considering a previous
bankruptcy, Wish there were more cards out there like it. Those of us who have
blemished credit should be happy that this company exists.
Would you recommend this card?: Yes
Date Posted : 22nd August 2005
First Name: tatt
Which credit card are you reviewing?: rewards 600
How long have you had this card?: less than 1 year
Rewards and Benefits: I am happy with it
Cost and Fees: - I can live with fees as the rewards are good
Customer Service: - Excellent - went out of their way to resolve my questions
Comments : I have had this card since May and so far so good. My automatic credit limit increase was 1 month late because it was in review the whole time, but I did receive it and right when I needed it. I would only recommend this card to people who are in a situation like me and cannot get approved for anything else but "bad credit" credit cards. If you pay your bill on time, this is a great card to have. I have seen a lot of complaints against
companies like this but I have yet to see anyone explain whether they paid their bill on time.
Would you recommend this card?: Yes
Date Posted : 7th August 2005
First Name: tatt
Which credit card are you reviewing?: rewards 600
How long have you had this card?: less than 1 year
Rewards and Benefits: Poor - not happy, looking for a new card perhaps.
Cost and Fees: Poor - high annual fees and/or high apr
Customer Service: Average - they were ok
Comments : rewards 660 doesn't not report to all three credit agencies. only trans union and experian. the credit limit increase are slow they say 3 months when in fact it is 4 then be prepared that you will pay 33 dollars 8 for your membership particapation fee and 25 for your credit increase. I came close to having a dispute with a purchase and customer service was no help. However, by keeping my account in good standing I have watched my redit score increase by 20-21 points per month on average on all three reporting agency so it is a 50/50 wiegh in in my opion use it for what it is worth then ditch it once you get what you want.
Would you recommend this card?: Yes
Date Posted : 3rd August 2005
First Name: Fallin
Which credit card are you reviewing?: Rewards660
How long have you had this card?: less than 1 year
Rewards and Benefits: Poor - not happy, looking for a new card perhaps.
Cost and Fees: Poor - high annual fees and/or high apr
Customer Service: Average - they were ok
Comments :
Would you recommend this card?: Yes
Date Posted : 3rd August 2005
First Name: Richard
Which credit card are you reviewing?: Rewards 660
How long have you had this card?: less than 1 year
Rewards and Benefits: Good - I am happy with it
Cost and Fees: Average - I can live with fees as the rewards are good
Customer Service: Excellent - went out of their way to resolve my questions
Comments : My credit is very low and I am attempting to raise my score for the purpose of a home purchase. Although the initial fees are high this card is worth those fees. I pay off my balances before the due date so that I will not incurr higher fees and keep my balance at zero.
Would you recommend this card?: Yes
Date Posted : 25th July 2005
First Name:william
Which credit card are you reviewing?: reward 660
How long have you had this card?:
Rewards and Benefits: Poor - not happy, looking for a new card perhaps.
B>Cost and Fees: Average - I can live with fees as the rewards are good
Customer Service: Average - they were ok
Comments : they do not give you any increase after 3 payments on time, im going on my 6th payment , never got anything .
Would you recommend this card?: No
Date Posted : 8th July 2005
First Name: Kimbrella
Which credit card are you reviewing?: Rewards660
How long have you had this card?: less than 1 year
Rewards and Benefits: Good - I am happy with it
Cost and Fees: Average - I can live with fees as the rewards are good
Customer Service: Good - resolved my questions and inquiries promptly and
politely
Comments :
Would you recommend this card?: Yes
Date Posted : 23rd June 2005
First Name: Donte Howard
Which credit card are you reviewing?: Rewards660
How long have you had this card?: less than 1 year
Rewards and Benefits: Not relevant - my card is a basic card with no rewards
Cost and Fees: Poor - high annual fees and/or high apr
Customer Service: Excellent - went out of their way to resolve my questions
Comments :
Would you recommend this card?: No
Date Posted : 2nd June 2005
First Name: Casey
Which credit card are you reviewing?: Rewards 660 Visa
How long have you had this card?: less than 1 year
Rewards and Benefits: Average - it's ok
Cost and Fees: Average - I can live with fees as the rewards are good
Customer Service: Good - resolved my questions and inquiries promptly and
politely
Comments : This was my first major credit card after my bankruptcy being discaharged. The fees are high, $250 right off the bat...I like the credit increase feature, and that you can review your account online, and also pay
online, but be aware if you do that they will hold the funds 14 days before your available credit increases. Use moneygram, that posts next day and funds are available right away, costs $6.50 if you go to WalMart. I have not had any problems with the card yet, however you can NOT use it at gas pumps for "pay at the pump" and no cash advances are permitted for the first 90 days, after that it is half of your current limit. There are definitely some drawbacks, but is sure nice to have a major credit card agian...
Would you recommend this card?: Yes
Date Posted : 25th May 2005
First Name: Amie
Which credit card are you reviewing?: Rewards 660 Visa
How long have you had this card?: less than 1 year
Rewards and Benefits: Good - I am happy with it
Cost and Fees: Average - I can live with fees as the rewards are good
Customer Service: Excellent - went out of their way to resolve my questions
Comments : I received this card after filing bankruptcy. Yes the average fees are high, but they also give credit limit increases of $100.00 after three months of on time payments. I have only had this card for a couple of months, but the customer service, and the card itself it worth it!
Would you recommend this card?: Yes
Date Posted : 21st May 2005
First Name: ann marchena
Which credit card are you reviewing?: rewards 660 visa
How long have you had this card?: less than 1 year
Rewards and Benefits: Good - I am happy with it
Cost and Fees: Good - no annual fee and moderate apr
Customer Service: Excellent - went out of their way to resolve my questions
Comments : THIS CARD IS GOOD
Would you recommend this card?: Yes
Dated Posted : 19th May 2005
First Name: TINA
Which credit card are you reviewing?: REWARDS 600
How long have you had this card?: less than 1 year
Rewards and Benefits: Excellent - I really make use of them
Cost and Fees: Average - I can live with fees as the rewards are good
Customer Service: Good - resolved my questions and inquiries promptly and
politely
Comments : 9 MONTHS AGO i TURNED ON ALL MY UTLITIES IN A NEW APT. THEY WANTED 250 DEPOSIT FOR ELECTRIC, 125 FOR WATER, 500 FOR CELL PHONE, 50 FOR CABLE TV. i HAVE HAD THIS CARD FOR 3 MONTHS AND HAVE PAID ON TIME AND KEEPED MY BALANCE LOW. SINCE THEN i HAVE MOVED, AND HAD TO SET UP NEW ACCOUNT FOR GAS,ELECTRIC AND CABLE IN CALIFORNIA, AND AM HAPPY TO SAY i HAVE NOT BEEN CHARGED ONE DIME. FOR NEW SERVICE TURN ON AND i HAVE ALSO RECIEVED MY 500 BACK FROM MY CELL PHONE COMPANY!!!!!!!!!!(AWSOME) THIS CARD WAS SO WORTH IT!!!!!!! CARD FEES AND ALL .
Would you recommend this card?: Yes
Date Posted : 5th May 2005
First Name: Joe Martinez
Which credit card are you reviewing?: Rewards 660
How long have you had this card?: 1-2 years
Rewards and Benefits: Good - I am happy with it
Cost and Fees: Poor - high annual fees and/or high apr
Customer Service: Excellent - went out of their way to resolve my questions
Comments : High fees for sure. But that's because it is very risky to grant
credit to people like me who have run into some hard times recently. My fico
is bad and nobody else will approve me. I'll pay the higher fees because they
are taking a chance on me and I really need a credit card to buy stuff online.
Would you recommend this card?: Yes
Find out more about the Rewards 660 Visa® Card
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