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Review of the Bass Pro Shop® Outdoor Rewards Platinum Plus® Visa® Card
Card issued by FIA Card Services, N.A.
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Summary - The Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card is designed for those who shop frequently at Bass Pro Shops. You can earn reward points which can be used for discounts on future purchases at Bass Pro Shops. Let look at this card in more detail.
Reward Formula - The Bass Pro Shop® Outdoor Rewards Platinum Plus® Visa® Card allows you to earn 4% "rebates" for every dollar you spend on Bass Pro Shop branded merchandise (which includes Bass Pro Shops, Redhead and Offshore Angler) at any Bass Pro Shops Outdoor World, Bass Pro Shops Sportsman Warehouse, Sportsman Center or World Wide Sportsman retail stores, catalog or basspro.com.. You earn 2% "rebates" when you buy non-Bass Pro Shops merchandise at Bass Pro Shops, catalogs or basspro.com. You earn 1% "rebate" on all other purchases.
Rebates you earn are transferred to your Bass Pro Shops member account. $0.02 in rebates is equivalent to one point. Once you have 500 points in your account, you will be issued a $10 certificate, which can be used at Bass Pro Shops, catalogs and online store (500 points equals $10). Certificates are issued every month in $10 increments. The certificates are valid for at least 75 days and the expiration date is written on them. Certificates can also be converted to gift cards for stays at Cedar Lodge.
You can earn unlimited rebates. New cardholders get a $25 gift card after the first card purchase.
Help Conservation Efforts - Whenever you use your card, the Bass Pro Shops and National fish and Wildlife Foundation will make a contribution to help conservation efforts.
Annual Fee and APR - This card has no annual fee. New cardholders get a 0% introductory APR on both cash advance checks and balance transfer (subject to a balance transfer fee). The APR thereafter is either 9.99% or 15.99% depending on your credit. The average daily balance method (including new purchases) is used to calculate your monthly balance.
Verdict - If you are an outdoor person and shop frequently at Bass Pro Shops, then you should definitely consider getting the Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card as it allows you to earn rebates (points) and use them to get discounts or even get free gears from Bass Pro Shops. You also get a good 0% apr deal and a low interest rate.
Positives
Allows you to earn rebates (points) at Bass Pro Shops and use them to get discounts or even free gearsNo annual fee0% APR for both cash advance and balance transfers for twelve billing cyclesLow interest rates
| Bass Pro Shop® Outdoor Rewards Platinum Plus® Visa® Card |
| Rebate Formula |
| Reward Formula |
Earn 4% rebates for purchases of Bass Pro Shops branded merchandise
Earn 2% rebates on purchases of non-Bass Pro Shops merchandise at Bass Pro Shops locations
Earn 1% rebates on all other purchases |
| Benefits |
Customer communications are send in Spanish and English
Total Security Protection
Various Internet account related services
Auto rental insurance
Various travel and emergency assistance services
Free Year-End Summary Statement
Lost luggage recovery
No liability for unauthorized Internet transactions
Discounts on auto rentals
Optional Mini Card
See website for additional benefits
Optional Purchase Guard
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| Cost/Fees/Interest rates |
| (APR) Purchase |
Goto rate is 7.90% for Platinum Plus Accounts or 13.99% for Preferred Accounts |
| (APR) Balance Transfer APR |
Intro Rate - 0% for twelve billing cycles. Goto rate is 9.99% for Platinum Plus Accounts or 15.99% for Preferred Accounts |
| (APR) Cash Advance |
Intro Rate - 0% for twelve billing cycles. Goto rate is 9.99% for Platinum Plus Account
15.99% for Preferred Accounts
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| Finance Configuration |
Average Daily Balance (including new purchases) |
| Annual Fees |
None |
| Additional Cardholders |
$0 |
| Grace Period |
20 days (Min) |
| Late Payment fee |
Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250. |
| Over-the-credit-limit fee |
Based on the highest Account balance during the Billing Cycle - $15 for balances less than or equal to $500, $29 for balances $500.01 to $1000, $39 for balances greater than $1000. |
| Cash Advance fee |
3% min $10.00 |
| Balance Transfer fee |
None when Balance Transfer is requested at time of application; thereafter, 3% of each advance (min. $10) |
Apply for the Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card.
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