| Money Return® Visa® Platinum Plus® Card |
| Cash Back Benefits |
| Cash Back Formula |
Customers receive an annual rebate of 10% of their purchase and balance transfer finance charges
Rebates of $2.01 or more are mailed via check
Rebates of $2.00 or less are credited to the customer's credit card account
Refunds disbursed in January for the proceeding year
Accounts must be in good standing in order to receive the refund |
| Perks/Notations |
Total Security Protection
Various Internet account related services
Auto rental insurance
Various travel and emergency assistance services
Medical referral services
Legal referral services
Lost luggage recovery
No liability for unauthorized Internet transactions
Discounts on auto rentals
Optional mini card
See website for additional benefits
Optional Purchase Guard |
| Cost/Fees/Interest
rates |
| (APR) Purchase |
Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 5.99% |
| (APR) Balance Transfer |
Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 5.99% |
| (APR) Cash Advance |
21.99% Variable * minimum 19.99% . (P + 15.99%) |
| Finance Configuration |
Average Daily Balance (including new
purchases) |
| Annual Fees |
None |
| Additional Cardholders |
$0 |
| Grace Period |
20 days (Min) |
| Late Payment fee |
Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250. |
| Over-the-credit-limit fee |
Based on the highest Account balance during the Billing Cycle - $15 for balances less than or equal to $500, $29 for balances $500.01 to $1000, $39 for balances greater than $1000. |
| Cash Advance fee |
3% min $10.00 |
