HACKER SAFE certified sites prevent over 99.9% of hacker crime.
 
 
Editor's Choice
Recommended Cards
Best Credit Cards (Personal Cards)
Best Business Credit Card
   
 
Low Rate
Low Interest Credit Cards
Balance Transfer Credit Cards
   
 
Rewards
Cash Back Credit Card Calculator
Cash Back Credit Cards
Travel Rewards Credit Cards
Airline Miles Credit Cards
Hotel Credit Cards
Gas Station Credit Cards
Auto Credit Cards
Retail Store Credit Cards
Sports Credit Cards
   
Bad Credit/No Credit
Credit Cards for People with Bad Credit
Unsecured Credit Cards for Bad Credit
Fair Credit Cards Credit for People with Improving Credit
No Credit Credit Cards - For People with No Credit
Secured Credit Cards
Prepaid Credit Cards
   
 
Students
College Student Credit Cards
Low Apr Student Credit Cards
   
 
Business
0% Apr Business Credit Cards
Low Interest Business Credit Cards
Cash Back Business Credit Cards
Business Credit Cards with Rewards
Airline Miles Business Credit Cards
   
 
Other Credit Card Goodies
Credit Card Tips and Articles
Readers Choice
Newsletter
Newsletter Archives
Blog
   
 
Credit Card Companies
Credit Card Issuers
Advanta Bank
American Express
American Pacific Bank
Bank First
Bank of America
Branch Bank and Trust
Capital One®
Chase Manhattan Bank Credit Cards
Citicards
Discover Cards
Etrade
First Bank of Delaware
First PREMIER Bank
Four Oaks Bank and Trust
HSBC Bank Credit Cards
Metabank
National City Bank
New Millennium Bank
Nordstrom Bank
Pulaski Bank
State Farm Bank
Target National Bank
USA Credit
Wells Fargo
World's Foremost Bank




Bank of America Money Return® Visa® Platinum Plus®
Card issued by FIA Card Services, N.A.

The Bank of America Money Return® Visa® Platinum Plus® was last reviewed on : 10th May 2008

money return visa
Summary - The Money Return® Visa® Platinum Plus® is a very unique credit card that pays you back 10% of the interest charges you pay every year (both purchase and balance transfer charges). This will appeal to those who carry a balance. Let us look at this card in more detail.

Rebate Formula - The Bank of America Money Return® Visa® Platinum Plus® pays you back 10% of the interest charges that you have incurred in a calendar year (for all your purchase and balance transfer charges). Rebates that are $2.01 or more are mailed via check whereas rebates of $2.00 or less are credited to the cardholders credit card account.

Annual Fee and APR - There is no annual fee. The APR is prime rate plus 5.99%. You also get a 0% APR on both purchases and balance transfers for six billing cycles. You do not have to pay a balance transfer fee. Bank of America uses the average daily method (including new purchases) to calculate monthly balances.

Conclusion - The Money Return® Visa® Platinum Plus® is perhaps the only card that will pay you a 10% rebate on your interest charges. Those who carry a large balance every month may want to consider this credit card.

Positives

  • Save 10% on interest charges
  • No annual fee
  • Low APR is you qualify for the lower rates


  • Negatives
  • Only suitable for those who carry a balance



  • Money Return® Visa® Platinum Plus® Card
    Cash Back Benefits
    Cash Back Formula Customers receive an annual rebate of 10% of their purchase and balance transfer finance charges
    Rebates of $2.01 or more are mailed via check
    Rebates of $2.00 or less are credited to the customer's credit card account
    Refunds disbursed in January for the proceeding year
    Accounts must be in good standing in order to receive the refund
    Perks/Notations
    Total Security Protection
    Various Internet account related services
    Auto rental insurance
    Various travel and emergency assistance services
    Medical referral services
    Legal referral services
    Lost luggage recovery
    No liability for unauthorized Internet transactions
    Discounts on auto rentals
    Optional mini card
    See website for additional benefits
    Optional Purchase Guard
    Cost/Fees/Interest rates
    (APR) Purchase Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 5.99%
    (APR) Balance Transfer Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 5.99%
    (APR) Cash Advance 21.99% Variable * minimum 19.99% . (P + 15.99%)
    Finance Configuration Average Daily Balance (including new purchases)
    Annual Fees None
    Additional Cardholders $0
    Grace Period 20 days (Min)
    Late Payment fee Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250.
    Over-the-credit-limit fee Based on the highest Account balance during the Billing Cycle - $15 for balances less than or equal to $500, $29 for balances $500.01 to $1000, $39 for balances greater than $1000.
    Cash Advance fee 3% min $10.00


    Apply for the Money Return® Visa® Platinum Plus®










     
    Become a Member of the Credit Card Tips and Strategies Newsletter and get the latest update on credit card news and reviews.

    Your information is safe and will not be shared

    Please check your email after you submit and click the confirmation link to activate your subscription
    Email:
    Name:
     
    Most Popular Articles
    Where to get a no annual fee Continental Airlines OnePass credit card?
    Which Hilton Hhonors credit card to get? Visa or Amex?
    Which Marriott Rewards Credit Card to get?
    Which American Airlines Aadvantage card to get?
       
     
    Popular Reviews
    Discover Gas Card
    Discover Platinum Card
    Chase Flexible Rewards
    Chase Platinum
    Blue Cash
    Chase Freedom
    Disney Credit Card
    Citi Platinum Select Card
    Citi Diamond Preferred Rewards Card
    American Express Preferred Rewards Gold Card
    Alaska Airlines Visa
    JetBlue Card
    Citi Aadvantage World Mastercard
    Orchard Bank Credit Card
    Starwood Credit Card
    GM Card
    Union Plus Credit Card
    Tribute MasterCard
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       


     
     
    Web www.askmrcreditcard.com

     

    Credit Card | Privacy Policy | Terms and Conditions | About Me | Contact Me Site Meter

    © www.askmrcreditcard.com All Rights Reserved