| Audi Visa Signature Card |
| Reward Benefits |
| Point Accumulation |
2 points for every $1 on Audi purhases
1 point for every $1 spent on other purchases |
| Points Expiration |
5 Years |
| Caps on Points |
No Caps |
| Credit Limits |
depends on individual |
| Travel and Insurance Benefits |
Up to $1,000,000 Travel Insurance
Up to $3,000 lost luggage insurance
Auto rental insurance
Airport parking guarantee
Roadside dispatch |
| Other Benefits |
Warranty Manager
Zero liability on unauthorized purchases
Dining privileges>
Year-end account summary
no-preset spending limit |
| Cost/Fees/Interest rates |
| Introductory rate |
0% APR for first 12 billing cycles for both purchase and balance transfer |
| Annual Fees |
none |
| Purchase APR |
Prime Rate plus 6.99% |
| Balance Transfer APR |
Prime Rate plus 6.99% |
| Cash Advance APR |
Prime Rate plus 15.99% |
| Penalty/Default Rate |
Prime Rate plus 23.99% |
| Min Finance Charge |
$1.00 |
| Grace Period |
20 days |
| Balance Calculation Method |
2-cycle Average Daily Balance |
| Balance Transfer Fee |
3% min $5.00 max $75.00 |
| Cash Advance fee |
3% min $10.00 |
| Other Cash Advance fee |
3% min $15.00 |
| Foreign Currency Conversion fee |
3% |
| Over-the-credit-limit fee |
none for Signature cardholders
$35.00 for Platinum cardholders |
| Late Payment fee |
$15.00 - less than $250
$39.00 - more than $250.00 |
